Rates

Account Rates

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Checking

	Minimum Balance	Rate	Annual Percentage Yield (APY)
Cash Back Checking¹	$20 to open	2.970	3.01
Free Checking	$20 to open	0.00	0.00
Premier Checking	$10,000	1.00	1.00
Cha-Ching Teen Checking	$20 to open	0.00	0.00
Business Checking	$20 to open	0.00	0.00
¹*Cash Back Checking requires a $20 opening balance; no minimum balance thereafter. If requirements are met during program cycle, Annual Percentage Yield (APY) (“Dividend”) is paid up to $25,000; on any balance above $25,000, 0.50% APY is paid. If requirements are not met, the APY is 0.00%. If requirements are met in program cycle, ATM surcharge fees of up to $2 per transaction with a maximum of $20 per program cycle will be refunded. Requirements for earning dividend and ATM surcharge fee refunds include: 12 or more Power Financial Credit Union VISA debit card transactions (ATM transactions excluded), 3 SecureLink Bill Pay transactions and accept SecureLink eStatements per program cycle. There is a $4.95 fee if SecureLink Bill Pay is not used to pay at least one bill in a program cycle. Fees may reduce earnings. Membership required; $5 membership deposit. Membership open to all residents of Miami-Dade, Broward & Palm Beach Counties as well as family of current members. Business/Association accounts are not eligible. Rates and terms subject to change without notice. Other conditions may apply. Cannot be combined with any other offer.


Money Market

	Minimum Balance	Rate	Annual Percentage Yield (APY)
MarketSure Money Market¹	2,500 to 9,999 .99	0.05	0.05
	10,000 to 24,999.99	0.05	0.05
	25,000 to 49,999.99	0.25	0.25
	50,000 to 99,999.99	0.80	0.80
	Greater than 100,000	1.00	1.00
	Minimum Balance	Rate	Annual Percentage Yield (APY)
Relationship Money Market²	2,500 to 9,999.99	0.05	0.05
	10,000 to 24,999.99	0.50	0.50
	25,000 to 49,999.99	1.00	1.00
	50,000 to 99,999.99	1.29	1.30
	Greater than 100,000	1.49	1.50
	Minimum Balance	Rate	Annual Percentage Yield (APY)
Optimizer Investor Money Market³	2,500	1.74	1.75
¹Balances below $2,500 in the MarketSure Money Market account do not earn dividends. ²The Relationship Money Market Account requires a certificate of deposit (CD) of 12 months or greater with a balance of $10,000 or more OR a checking account and an aggregate loan balance of $5000. Balances below $2,500 in the Relationship Money Market account do not earn dividends. Relationship money market account will revert back to MarketSure Money Market account if relationship criteria mentioned above is not maintained. ³To qualify to open an Optimizer Investor Money Market, you must have $50,000 in investments with Power Investment Services.