Insurance Services Broward, Miami-Dade, Palm Beach Credit Union

Insurance Services


Power Insurance Services programs provide coverage that is tailored to your unique objectives.  Power Financial Credit Union can help you save time and money by providing access to multiple products and insurance companies.



Auto Insurance | AutoVantage | Dental Benefits Plus | Medicare Suite | Guaranteed Auto Protection | Life Insurance | LifeLock | Long Term Care | Mechanical Breakdown Protection | Payment Protection |


Auto Insurance

Your Credit Union is always on the lookout for valuable savings opportunities and benefits for its members. We offer many competitive rate programs from companies like Liberty Mutual & MEMBERS™ Auto Insurance exclusively for our credit union members.

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AutoVantage

Now you can protect your family and put hundreds of dollars in your pocket with the AutoVantage Gold program. AutoVantage protects every car and driver in your family with 24-hour emergency roadside protection, $240 in towing benefits, $450 in car-care discounts and much more. Plus, when you try the AutoVantage Gold program today, you'll get the first month for free! After your first month enjoy a low monthly fee of $9.95.

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Dental Benefits Plus

Find out how you can save 20% to 60% and take advantage of Dental Benefits Plus, a dental program offered to Power Financial Credit Union members.

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To learn more about the benefits of Dental Benefits Plus call 800.818.7587 or visit http://www.dentalbenefitsplus.com/Power/


THIS PROGRAM IS NOT INSURANCE This plan provides contracted discounts at certain providers for services and does not make payments to the providers. The plan member is obligated to pay for all services when services are rendered. This discount card program contains a 30 day cancellation period. Not available in all areas. Plan offered and administered by Benefit Services of America Inc., a Florida licensed Discount Medical Plan Organization, located at 101 Wymore Road, Suite 300, Altamonte Springs, FL 32714.+The dental network is provided by Signature Agency, Inc., a GE Financial Company. **$11.95/mo. individual, $14.95/mo. family (2 or more), plus a one-time activation fee of $10.00. ++30-Day Money Back Guarantee includes refund of activation fee. *Colorado & Maryland residents are subject to a minimum $1.00 fee per service and Washington State residents are subject to a minimum $13.00 fee per service.


Medicare Suite

  • Are you concerned about the unknown out of pocket expenses for Medicare?
  • Have you factored these costs into your retirement?
Power Financial Credit Union now offers a Medicare Suite program in partnership with CUNA Mutual Group and available through Humana to our members that are 65 years of age and older. Medicare Suite provides a variety of solutions to help with the significant amount of out of pocket expenses and gaps in coverage that exist in the federal Medicare program. For more information and to sign up now, call 877-774-8570 and speak with a professionally trained and licensed agent that will provide you guidance, assist in determining the product most appropriate for you and complete the application on your behalf.

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Guaranteed Auto Protection (GAP)

GAP protects you against financial loss or liability when you finance a new or used vehicle. As your car's value declines, your loan balance may be higher than your car's value. If your car is stolen or destroyed, you are liable to pay the difference between your insurance settlement and your outstanding balance. Guaranteed Auto Protection (GAP) gives you peace of mind by covering the difference.

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Life Insurance

Power Financial Credit Union offers Term Life or Whole Life policies customized to the specific needs of each member. A licensed insurance representative from a company such as MEMBERS™ Life Insurance will help you decide which life insurance plan is right for you!

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LifeLock

"This site is run by Power Financial Credit Union, a contracted Affiliate of Lifelock, and is not owned nor operated by Lifelock, Inc"

Because Power Financial Credit Union cares about you - and your family - we've partnered with LifeLock to protect your personal identity from the fastest growing crime in America.  You can protect yourself, your spouse and your children with LifeLock:the only identity theft prevention system of its kind.  Backed by a $1 million guarantee, LifeLock blocks the avenues thieves typically use to steal personal identities. 

What LifeLock provides you:
  • Identity theft prevention - not after-the-fact help
  • Locks out personal identity theft thieves with a reliable, certified process
  • Stops pre-approved credit offers and drastically reduces junk mail
  • Offers free credit reports and a streamlined credit application process
  • Protection of your personal identity for only $99 per year for adults and $22.50 per year for children.  PLUS, your first 30 days are free!
Be sure to enter POWERFI in the promotion code box when you enroll!

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Long Term Care

Some of your most important financial decisions require action now, well ahead of the needs they are designed to serve. Long term care planning is one of those needs.

For help with this complex issue Power Financial Credit Union has turned to LTCA, Inc.  Dedicated to helping our members with long term care insurance, they are one of the nation’s premier independent marketers of long term care insurance, offering policies underwritten by some of the country’s strongest insurers.

Let LTCA help you. To learn more about costs and benefits call 800.704.9233 or visit www.ltc-associates.com.


Mechanical Breakdown Protection (MBP)

Your vehicle is a major investment.  You'll want to protect that investment so you can drive it for many years to come.  Safeguard your new or used vehicle with our Mechanical Breakdown Protection (MBP) from Power Financial Credit Union.  Complementing your new vehicle's limited warranty, our MBP program extends coverage to virtually every aspect of your car's mechanical and electrical performance.  You'll find our MBP is priced much lower-as much as 50% off dealer costs. 

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Payment Protection


The Credit Union offers two types of Payment Protection:  Credit Life and Credit Disability.  Credit Life protection will help you feel secure in knowing it pays off the outstanding balance of an insured loan in case of an insured member's death.  Have peace of mind with Credit Disability protection as it takes over the loan payment if an insured member becomes disabled.  When applying for a loan please ask about these important protection options.  Eligibility requirements, premium rates and exclusions are detailed in the Credit Life/Credit Disability application.

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Auto Refinance w/ Cash BackAutoVantage