Promotional Rates

Rates current as of 5-20-13


Auto Loan Promotion¹

Model Year	Term	Annual Percentage Yield (APR)
2013-2014	up to 36 months	2.49%
2008-2012	up to 36 months	2.74%
2004-2007²	up to 48 months	6.99%
¹Eligibility for the lowest rate which is stated above is based on credit worthiness, ability to repay, credit score, down payment, term of loan, and year of vehicle. Other conditions may apply. Rates are subject to change at any time. Promotion ends on May 31, 2013. ²Minimum loan amount of $7,500. Vehicles with less than 100,00 miles may not exceed 100% loan to value (LTV). Vehicles over 100,000 miles may not exceed 90% loan to value (LTV). Vehicle cannot exceed 15,000 miles per year for specific model. CARFAX will be required for all loans. Other conditions may apply. LTV is calculated based on NADA "Used Clean Trade-in" Value.


Consumer Loan Promotion¹

	Term	APR
Fast Personal Line of Credit		7.75% - Apply online today!
Signature Loan	Up to 48 months	7.75% - Apply online today!
¹Maximum loan amount of $10,000. Eligibility for the lowest rate which is stated above is based on credit worthiness, ability to repay, and credit score, term of loan, and online loan application. Rates are subject to change at any time. Other conditions may apply. Promotion ends on May 31, 2013.


Home Equity Promotion¹

	Max LTV	Term	Rate
Home Equity Accumulator²	75%	5-15 years	As low as 3.75%
	75%	20 years	As low as 4.125%
Home Equity Hybrid - 1st Lien	80%	3 years fixed rate Up to 15 yrs to repay	Fixed Rate as low as 4.99%. Then variable rate starting as low as Prime
	80%	4 years fixed rate Up to 15 yrs to repay	Fixed Rate as low as 5.49%. Then variable rate starting as low as Prime
	80%	5 years fixed rate Up to 15 yrs to repay	Fixed Rate as low as 5.99%. Then variable rate starting as low as Prime
Home Equity Hybrid - 2nd Lien²	75%	3 years fixed rate Up to 15 yrs to repay	Fixed Rate as low as 4.99%. Then variable rate starting as low as Prime
	75%	4 years fixed rate Up to 15 yrs to repay	Fixed Rate as low as 5.49%. Then variable rate starting as low as Prime
	75%	5 years fixed rate Up to 15 yrs to repay	Fixed Rate as low as 5.99%. Then variable rate starting as low as Prime
¹Eligibility for the lowest rate is based on loan to value (LTV), credit worthiness, ability to repay, credit score, and term of loan. Rates are subject to change at any time. Other conditions may apply. Rates are subject to change at any time. Interest rates include a .25% discount for automatic loan payment transfer from your Credit Union account. ²Home Equity Promotion ends May 31, 2013.