|Privacy & Security at Power Financial Credit Union
Privacy & Security Info
One of our most important
responsibilities is protecting our members' information. You may ask
yourself how we do this. We have structured our network architecture so
that the servers which store your actual account information are NOT
connected to the Internet. The requests you make through the Internet
are handled by our Internet servers. Additionally, we use several
layers of security to prevent unauthorized users from gaining access to
Our website and Online Banking has been optimized for viewing within certified browsers. Browsers that are certified have passed our security testing. By using an unsupported browser, you may not be able to view the take full
advantage of all the features within Internet Banking and our website. See below for a list of recommended browsers.
- Microsoft Internet Explorer 7.0, 8.0
- Mozilla Firefox 3.6
first passes through a filtering router and is then passed through the
firewall. The firewall verifies the source and destination of each
information packet, changes the address of the packet and then delivers
it to the appropriate area. This way, all inside addresses are
protected from outside access and internal addresses are invisible to
software that incorporates full RSA data encryption to ensure security
and privacy of transactions. We require the use of a secure browser to
access your account online. Your browser must be equipped with SSL
(Secure Socket Layer) with 128-bit encryption to communicate with our
the confidentiality of your information en route over the Internet is
of the utmost importance to your Credit Union. Anyone surfing our Web
site will be in a secure environment. The use of a secure browser
provides Secure Socket Layer (SSL) protocol protection. SSL utilizes
public key cryptography.
Third Party Services
The Credit Union uses a variety of services hosted by third parties to help provide our Services and to help us understand the use of our Services, such as Google Analytics, ClickTale, and KISS Insights. These services may collect information sent by your browser as part of a web page request, such as cookies or your IP request. Our third party vendors do not collect or share any personal information about a user.
Public Key Cryptography
key cryptography is a technique that uses a pair of keys, one public
(or distributed) and one private (or confidential) for encryption and
decryption. Whenever you access the Web site, the session is protected
by public key cryptography.
Username & Password
safety of your Online Banking session begins with you. Your password is
critical to the security of your Online Banking session, so never share
your username or password with anyone. For added security, if a
password is entered incorrectly five times, we automatically lock the
Online Banking account.
Your username is your Power Financial
Union member number. Your password is created by you and is at least
eight characters in length. For your password, it is best to select a
random combination of letters and numbers and to not choose something
obvious or identifiable like your mother's maiden name, the name of
your children, the name of your pet, your house number, or your
birthday. We also recommend that you do not Auto Save your password in
your browser. Power Financial Credit Union employees do not have access
to your password. Should your account become locked out, and you have
not set up the Forgotten Password feature, you will need to contact
the Credit Union. We recommend that you
always sign off (log out) when done banking online.Enhanced Login Security
additional security, Power Financial Credit Union uses a Timeout
Feature within SecureLink Online Banking. This setting will
automatically log you out after a pre-set period of inactivity. You can
select your own Timeout length. Lower numbers offer more security while
higher numbers offer more convenience. Once logged in to Online
Banking, this feature can be accessed by clicking the User Options
button and choosing Change Timeout. Then, just select a new timeout
period and click "Change Timeout" to update your new selection.
Security identifies you as the true "owner" of your accounts through the
a "cookie" placed on your computer that identifies each particular user
computer. This feature strengthens the security measures we already
employ. You will need to enable your cookies.
If you delete
the Enhanced Login Security cookie, you will be prompted to answer the
questions at your next login. If you are using a public computer you
may choose not to place a cookie on that computer. If you
do place a cookie there, it would remain there until it expires or is
deleted (many public computers automatically delete all cookies at the
end of the day).
Instead of adding extra security to that computer (and placing a cookie
machine), you would enter your Member Number, Password and then answer
the two challenge questions to gain access to your account online.