Checking

Spend less time banking and more time living! Checking accounts from Power Financial Credit Union make it easier for you to do your banking when you want, where you want. We offer a variety of checking accounts designed to meet your needs. Compare the benefits of a checking account with Power Financial Credit Union and we're sure you'll see how Power Financial Credit Union serves you better.


Checking Accounts¹

Regular Checking	Premier Checking
Low minimum opening deposit Overdraft protection Federally insured up to $250,000 More details	Overdraft protection Earn interest on your average daily balance Federally insured up to $250,000 More details
Cha-Ching Teen Checking	Business Checking
No monthly fees Free Online Banking Free Membership to Cha-Ching Teen Club Federally insured up to $250,000 More details	Low minimum opening deposit No per item fee Free VISA Debit Card Overdraft protection Federally insured up to $250,000 More details
Cash Back Checking²
0.75% APY ATM surcharge fee refunds Federally insured up to $250,000 More details
¹Relationship levels are assigned for the following month based on the average daily balance of the aggregate amount of savings and/or checking balances for the current month excluding money market, share certificate, IRA and HSA balances. ²Cash Back Checking requires a $20 opening balance; no minimum balance thereafter. If requirements are met during program cycle, Annual Percentage Yield (APY) of 0.75% is paid up to $15,000; on any balance above $15,000, 0.15% APY is paid. If requirements are not met, the APY is 0.00%. If requirements are met in program cycle, ATM surcharge fees of up to $2 per transaction with a maximum of $20 per program cycle will be refunded. Requirements for earning dividend and ATM surcharge fee refunds include: 12 or more Power Financial Credit Union VISA debit card transactions (ATM transactions excluded), 3 SecureLink Bill Pay transactions and accept SecureLink eStatements per program cycle. There is a $4.95 fee if SecureLink Bill Pay is not used to pay at least one bill in a program cycle. Fees may reduce earnings. Membership required; $5 membership deposit. Membership open to all residents of Miami-Dade, Broward & Palm Beach Counties as well as the Florida Keys in Monroe County. Membership is also open to family of current members. Cash Back Checking is limited to one per member. Business/Association accounts are not eligible. Rates and terms subject to change without notice. Other conditions may apply. Cannot be combined with any other offer.