Mortgages

Whether you are buying your first house, refinancing your existing home or moving into a another home, we offer a variety of mortgage options. The choice of fixed and variable rate loans offers you the ability to find the loan that is right for you. Learn more about mortgages, see how much you can save with a mortgage from Power Financial or calculate what you can afford.

Apply for a mortgage online with Power Financial.

Continue your mortgage application online.

Have you recently received a mailing from Power Financial requesting insurance verification?   Verify your insurance information here.

Requirements:

• Home must be primary residence and/or retirement/vacation home.
• Property must be located within the State of Florida.
• Loan must be first mortgage or refinance of first mortgage.
• We offer up to 95% financing on certain programs. (Qualified members).Terms: 10-year minimum, 30-year maximum offered in increments of five (5) years.
• Monthly payments may be conveniently transferred from a Credit Union Account. Rates are subject to change daily.

Insurance Requirements:

• Flood insurance required if property is located in zone A or V, flood insurance must provide for the amount of first mortgage.
• Homeowner's insurance.
• Private mortgage insurance required on mortgages with more than 80% financing.

You could save thousands on closing costs when you apply for your mortgage with Power Financial. See for yourself in the example below*.

* This example is based on a loan amount of $100,000. These figures do not represent all the costs of the loan. This sample does not include title charges and prepaid costs of taxes and insurance. Other charges may apply for larger amounts.