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Relationship Power

The Relationship Power program is based on a simple idea: the more you participate with the credit union, the more you receive in return.

Your Relationship Power participation level is based on how much you use Power Financial Credit Union for your financial needs. It's set up so that you can get more value from your relationship simply by bringing more of your financial business to the credit union. As your participation level increases, you'll receive even more benefits, such as reduced fees and some free services.

Here's how your Relationship Power level is determined:

  • Your aggregate loan balance is the sum of all your loan balances under your Power Financial Credit Union member number (excluding first mortgages).
  • Your aggregate share balance is the sum of the average daily balances of your savings, checking, certificate and money market account balances for the month under your Power Financial Credit Union member number.
  • On the last day of each month, we use your aggregate loan balance and your aggregate share balance to determine your Relationship Power level for the following month.

Relationship Power level balances:

  • If your aggregate share balance is less than $1,000 AND your aggregate loan balance is less than $5,000, you will be in the Power Classic level during the next month.
  • If your aggregate share balance is between $1,000 and $20,000 OR your aggregate loan balance is between $5,000 and $30,000 , you will be in the Power Gold level during the next month.
  • If your aggregate share balance is more than $20,000 OR your aggregate loan balance is more than $30,000 OR you have over $50,000 in investments with Power Investment Services, you will be in the Power Platinum level during the next month.