Life Events Services
Equal Housing Lender NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, A U.S. Government Agency
Home Banking Login

Auto Loans

Fair Issac

What a FICO® Score Considers

Provided by the credit scoring experts at www.myFICO.com.

What FICO scores look at:

FICO Categories

These percentages are based on the importance of the five categories for the general population. For particular groups-for example, people who have not been using credit long-the importance of some categories may be different.

FICO scores do not consider:

  • Your race, color, religion, national origin, sex and marital status
  • Your age
  • Your salary, occupation, title, employer, date employed or employment history
  • Where you live
  • Any interest rate being charged on a particular credit card or other account
  • Any items reported as child/family support obligations or rental agreements
  • Certain types of inquiries (requests for your credit report)
  • Any information not found in your credit report
  • Any information that is not proven to be predictive of future credit performance

For more information visit www.myFICO.com

Copyright© 2001-2002 Fair, Isaac and Company, Inc. All rights reserved.