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Start Saving With These Great CD Rates!

There’s no time like the present to start saving for your future. And what better way to start than opening a Certificate of Deposit now with Power Financial Credit Union? Take advantage of the two amazing rates we’re offering. Cultivate and start earning today 2.27% APY* on a 30-month CD with a minimum deposit of $2,500(1) or 2.00% APY* on a 22-month CD with a minimum deposit of $10,000(2). The choice is yours! Your saving potential is limitless, but don’t miss your chance to capitalize on these rates. Build your savings. Build your life. Let Power Financial Credit Union help. *APY = Annual Percentage Yield. (1) 2.27% APY Minimum deposit amount is $2,500. The 30-month term Promo certificate will automatically rollover to a 24-month term at the dividend rate and annual percentage yield offered at that time for a 24-month certificate. Penalties for early withdrawal may apply. Annual Percentage Yield assumes that interest and principal will remain on deposit until maturity. Fees may reduce earnings. Limited Time Offer. (2) 2.00% APY Minimum deposit amount is $10,000.00. Initial term of 22 months. At the end of 11 months, the Credit Union may call the certificate or extend the certificate for an additional 11-month term at the same APY set forth on the initial 11-month term. If the certificate is not extended the certificate will automatically rollover to a 24-month term at the dividend rate and annual percentage yield offered at that time for a 24-month certificate. Penalties for early withdrawal may apply. Annual Percentage Yield assumes that interest and principal will remain on deposit until maturity. Fees may reduce earnings....
Back-To-School Savings Tips

Back-To-School Savings Tips

It’s that time of year again! Summertime is winding down. Teachers are prepping to return to their classrooms and start decorating. School supply lists are starting to surface. A new school year is right around the corner. A new school year means only one thing – back-to-school shopping is almost here! Which means you’ll be sending your students back into the classroom before you know it. According to the Huntington Backpack Index, in the 2018-2019 school year, the amount parents paid in back-to-school supplies was estimated as follows: • $637 elementary school kids, • $941 for middle school children, and • $1,355 for high school students There’s no way around it – school shopping is expensive. But, it doesn’t have to be. Much like financial planning, saving on back-to-school shopping requires a plan as well. With the right planning and preparation, back-to-school shopping doesn’t have to break the bank. Take inventory Before you go shopping and buy a bunch of supplies, take inventory of your house. Check drawers and cabinets to see what supplies you have that can be used again. Look at backpacks, lunchboxes and even school clothes from last year to see what can be kept and what needs to be replaced. From there, make a list and determine what your child needs and what you have. Get the school’s supply list Generally, retailers like Target and Walmart usually have copies of the supply lists divided by grade, school, and district, and those lists are usually available online before they’re in the store. Check the lists, do a little research regarding prices and make a budget accordingly....

Local Vishing Scam Leads to PIN-Based Debit Fraud

Local Credit Union members have recently reported a malicious vishing scam (the fraudulent practice of making phone calls purporting to be from reputable companies in order to induce individuals to reveal personal information) where victims receive calls from spoofed phone numbers claiming to be a reputable financial institution. These members were asked to provide information like the CVV2/CVC2 codes on the back of their debit cards as well as expiration dates. Since the scammers already possess the counterfeit mag stripe debit cards, they use the information to change the PINs through voice response units. Then, they utilize the counterfeit cards at ATMs to withdrawal cash or make purchases at vendors like Walmart. Please note: Power Financial Credit Union will never request sensitive information like the CVV2/CVC2 or expiration date of your debit or credit card via phone, text or email. We suggest that members never give this information out over the phone, via text or email. Reputable companies will never request this information because they always have it on...

Enterprise Car Sale

Saturday, June 24, 2017 from 10 am – 6 pm Get no payments for 90 days* when you finance an Enterprise vehicle with Power Financial Credit Union. Get Kelley Blue Book® trade-in value on your vehicle and add $500† (upon used vehicle purchase from Enterprise Car Sales). Take advantage of this great deal at two locations: Lauderdale Lakes 2150 N State Rd 7 Miami 17720 S Dixie Hwy   * Finance charge begins from date of purchase and is repaid over the term. Offer valid on 6/24/2017. This offer cannot be combined with any other offer other than in this advertisement. † Kelley Blue Book Trade-In Values used by Enterprise are obtained from © 2017 Kelley Blue Book Co.’s website KBB.com. Kelley Blue Book Trade-In Value is based on accurate condition rating and mileage of vehicle. Accurately appraising the condition of the vehicle is an important aspect of determining its Kelley Blue Book Trade-In Value. Kelley Blue Book valuation adjustments for vehicle mileage disproportionate to the age of the vehicle may be capped by Enterprise Car Sales at 20% of the vehicle’s base value. If a Kelley Blue Book Trade-In value is not available for customer’s vehicle Enterprise will provide a fair and competitive value for customer’s vehicle. Additional trade-in value of $500 is available only on passenger vehicles and light duty trucks, with a Kelley Blue Book Trade-In Value and when a vehicle is purchased from Enterprise. Customer is responsible to any extent vehicle pay-off exceeds Enterprise offer. Customer must provide required proof of ownership/registration and all other necessary paperwork to transfer title. Offer only valid on one...