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Mortgages Where You Live


Mortgage Loans

Are you a member yet?

 

We’re here to help you finance the home of your dreams — even if we’re miles apart!

If you live in North Carolina, South Carolina, Michigan, Georgia, Texas, or Tennessee, allow us to help you get one step closer to homeownership! There’s no need to visit our offices to save big!

Finance your new home with a mortgage loan that fits your lifestyle from Power Financial Credit Union.



Adjustable Rate Mortgage (ARM)

This mortgage offers a low initial rate which is perfect if you plan on selling or refinancing.

EZ Jumbo Mortgage
Historically low rates make this the perfect time to purchase or refinance your dream home. Apply today!

FHA Mortgage
The Federal Housing Administration (FHA) loan is an ideal option for those with less than perfect credit.

First-Time Home Buyer FHA Alternative
We’ll walk you through the process of buying your first home.

  • Reduced closing costs
  • Various terms available Learn More!
Fixed Rate Mortgage
Never worry about rising interest rates with a fixed rate mortgage. Plus, plan your budget with a monthly payment.

Residential Investment Property
We have fantastic financing options available for investment properties.

  • Up to 75% financing
  • Various terms available Learn More!
Reverse Mortgage
If you’re looking for extra cash to supplement your income, a reverse mortgage could help. It’s safe and versatile.

  • Tap into your home’s equity
  • You retain 100% title to property Learn More!
Veterans Mortgage
We’re making it easier than ever for service men and women to buy a home. Because no one deserves it more!

First Mortgages Now Available in more states
  • North Carolina
  • South Carolina
  • Michigan
  • Georgia
  • Tennessee
  • Texas

Mortgages are available for existing Power Financial Credit Union members, employees of Florida Power & Light, and employees of Ryder System. Immediate family members of any of these groups also qualify for membership and mortgage opportunities.


* Closing costs can be added to principal balance financed. Applicable for mortgage refinances only. Other conditions and qualifications may apply.
**Applicable for first mortgage loans with maximum loan amount of $424,100. Adjustable rate mortgage products do not qualify. Member must provide 10% down payment plus costing costs for purchase or 10% equity in home for refinance. Other conditions may apply. Payments are conveniently deducted through payroll allocation or transferred automatically from a Power Financial Credit Union savings or checking account.