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Personal

 

Personal Credit Cards



Good credit deserves rewards. Stop paying high interest rates on credit cards that offer tiny rewards and hidden fees.

Choose the Visa® Card that’s right for you.

Visa® Signature Credit Card

Benefits of the Power Financial Credit Union VISA Signature Credit Card include:

  • 0% APR* on all purchases made within the first 6 months after card is opened.
  • 0% APR* on balance transfers until January 1st, 2019.

 

Learn More!

Visa® Platinum Credit Card

Benefits of the Power Financial Credit Union VISA Platinum Credit Card include:

  • No Annual Fee.
  • Credit lines available from $500-$40,000.
  • EMV Chip enabled for your protection.

 

Learn More!

Visa® Business Credit Card

Benefits of the Power Financial Credit Union Visa Business Credit Card include:

  • Introductory rate of 0% APR* on purchases for the first 6 months.
  • Credit lines available from $5000-$40,000.
  • Earn 1 point for every dollar spent for ALL categories.

 

Learn More!


 

Apply for a Credit Card Today!

To report a lost or stolen:

  • Credit Card issued on or after June 1, 2016 call 800.449.7728
  • Credit Card issued prior to June 1, 2016 call 800.558.3424

 

Stay protected. Sign up for alerts on your phone for notification of possible fraudulent charges on your Power Financial Credit Union Visa® Credit Card. 

To sign up for the alerts, follow these simple steps

1. Log into the access point website off of the link at the bottom of the PFCU credit card page or through the online banking interface. At the top of home screen, click on the “communications” tab at the top right of the screen, and then click on alerts.

2. At the top of the access point home screen, click on the “communications” tab at the top right of the screen, and then click on alerts.

3. Complete the information and accept the disclosure.

4. Respond to the test text alert sent to the cell phone number you listed on the registration screen.

 

Feel free to reach out to us with any questions at 800.548.5465

 

*APR = Annual Percentage Rate. Eligibility for the lowest rate is based on loan to value (LTV), credit worthiness, ability to repay, credit score, and term of loan. Cannot be combined with any other offer. Other conditions may apply. Rate subject to change without notice. Rate will be based on highest credit score for joint applicants and co makers. Promotional rates are for a limited time and are subject to change without notice. Cash advances, credit card checks, and balance transfers do not earn reward points. Promotional rate on transfers and purchases. After the promotional period, the APR for the unpaid balance and any new balance transfers will be 8.49% APR to 18.00% APR and will vary with the market based on the Prime Rate. A 4% balance transfer fee applies to each balance transfer. Balance Transfer Fee / Cash Advance Fee $10.00 or 4.00% of the amount of each balance transfer or cash advance, whichever is greater. Rates are current as of 01/20/17.
Please note: Mobile banking and online banking are currently unavailable. We apologize for any inconvenience. Thank you for your patience.