Visa® Signature Credit Card
Good credit deserves greater buying power and rewards. Our Visa® Signature Credit Card is a real card with real value!
Enjoy the extra perks!
The Power Financial Credit Union VISA Signature Credit Card offers a wealth of savings, rewards and member perks. Benefits include:
- 0% APR* on all purchases made within the first 6 months after card is opened.
- 0% APR* balance transfer for 21 months.
- Credit lines available from $5000-$40,000.
- Earn 1.25 points for every dollar spent for ALL categories.
- Pick merchandise rewards from our rewards portal, redeem for gift cards, or even convert points for cash.
- No Black Out Dates for travel ticket redemption
- No Annual Fee.
- EMV Chip enabled for your protection.
- Cell phone protection insurance.
- Travel cancellation insurance.
- Auto collision and theft insurance.
- PFCU Credit Life/Disability available.
*APR = Annual Percentage Rate. Eligibility for the lowest rate is based on loan to value (LTV), credit worthiness, ability to repay, credit score, and term of loan. Cannot be combined with any other offer. Other conditions may apply. Rate subject to change without notice. Rate will be based on highest credit score for joint applicants and co makers. Promotional rates are for a limited time and are subject to change without notice. Cash advances, credit card checks, and balance transfers do not earn reward points. Promotional rate on transfers and purchases. After the promotional period, the APR for the unpaid balance and any new balance transfers will be 8.49% APR to 18.00% APR and will vary with the market based on the Prime Rate. A 4% balance transfer fee applies to each balance transfer. Balance Transfer Fee / Cash Advance Fee $10.00 or 4.00% of the amount of each balance transfer or cash advance, whichever is greater. Rates are current as of 01/18/2017. To qualify for benefits of cell phone insurance, cell service provider bill of a minimum of $250 per month must be billed to a Power Financial Credit Union Visa® Credit Card. The deductible for coverage is $50. Reimbursement for phone replacement or repair may not exceed $500 per year.
To qualify for benefits of rental car insurance, the rented vehicle must have the charge from provider billed to a Power Financial Credit Union Visa® Credit Card.
Please see full details in the Visa Benefits Information supplied with your credit card documents.
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