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Personal Mortgage Loans

Family is everything! This is why we want you to get the best home loan available for your dream home! Our experienced reps are here to help.

You asked and we listen!!!

Meeting our Family’s needs is what PFCU is all about!!

Helping members make the biggest investment of their lifetime “Home Ownership”

Not only can we help them purchase their DREAM HOME we’re helping them pay for it!!!

Can’t get any better than that!!!

Let me show you 2 ways to help your family member start saving NOW…………

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Compare with Power

Looking to pay off your home faster or lower your monthly payment?

Refinancing may be the solution you are looking for.

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Adjustable Rate Mortgage (ARM)

This mortgage offers a low initial rate which is perfect if you plan on selling or refinancing.

5/5 Adjustable Rate Mortgage (ARM)

An affordable home financing option that offers flexibility and security

  • Interest rate adjustments only every 5 years
  • Intangible tax fee waived for Credit Union membersLearn More!
EZ Jumbo Mortgage

Historically low rates make this the perfect time to purchase or refinance your dream home. Apply today!

FHA Mortgage

The Federal Housing Administration (FHA) loan is an ideal option for those with less than perfect credit.

First-Time Home Buyer FHA Alternative

We’ll walk you through the process of buying your first home.

  • Reduced closing costs
  • Various terms availableLearn More!
Fixed Rate Mortgage

Never worry about rising interest rates with a fixed rate mortgage. Plus, plan your budget with a monthly payment.

Power X-Press First Mortgage Refinance

Lower your monthly payment by refinancing your home. No mortgage insurance is required.

  • Up to 85% financing
  • Various terms availableLearn More!
Real Estate Services

Did you know we can help you find your dream home? Plus, you’ll get a rebate on the realtor commission.

  • Access to MLS database
  • Certified agent to help youLearn More!
Residential Investment Property

We have fantastic financing options available for investment properties.

  • Up to 75% financing
  • Various terms availableLearn More!
Reverse Mortgage

If you’re looking for extra cash to supplement your income, a reverse mortgage could help. It’s safe and versatile.

  • Tap into your home’s equity
  • You retain 100% title to propertyLearn More!
Veterans Mortgage

We’re making it easier than ever for service men and women to buy a home. Because no one deserves it more!

First Mortgages Now Available in more states

 

  • North Carolina
  • South Carolina
  • Michigan
  • Georgia
  • Tennessee
  • Texas

Mortgages are available for existing Power Financial Credit Union members, employees of Florida Power & Light, and employees of Ryder System. Immediate family members of any of these groups also qualify for membership and mortgage opportunities.


* Closing costs can be added to principal balance financed. Applicable for mortgage refinances only. Other conditions and qualifications may apply.
**Applicable for first mortgage loans with maximum loan amount of $424,100. Adjustable rate mortgage products do not qualify. Member must provide 10% down payment plus costing costs for purchase or 10% equity in home for refinance. Other conditions may apply. Payments are conveniently deducted through payroll allocation or transferred automatically from a Power Financial Credit Union savings or checking account.