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A Legacy of Trust

We are proud to celebrate 75 years of serving South Florida.

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75 Years of Trust, Built for What’s Next

Trust isn’t built overnight, it takes decades of showing up for South Florida families. But keeping that trust means never standing still. 

For three quarters of a century, our commitment to guiding families to better financial lives has remained absolute, but the way we deliver on that promise is constantly evolving. True financial guidance requires momentum. It means anticipating the needs of our members, pioneering smarter solutions, and deepening our local presence so that reliable financial partnership is always within arm’s reach—whether that’s in your neighborhood or in the palm of your hand.
 

Growing to Serve You Better

From humble beginnings 75 years ago, PFCU flourished into a full-service financial institution with over a billion dollars in assets, serving almost 35,000 members in 13 counties across Florida.

This growth isn't just about numbers; it's about capability. Every milestone we reach allows us to reinvest directly back into you by offering better rates, advanced security, and the modern banking conveniences you expect. 
 

Driven by Purpose, Focused on Your Future

We are honored and humbled that you choose us as your financial partner through life’s major milestones—from starting a family to planning a secure retirement. Our unwavering commitment to our members has allowed us to thrive through every economic cycle, and that same dedication will power our momentum for the next 75 years.

Thank you for your continued confidence, your loyalty, and for being a vital part of the PFCU family. We look forward to continuing to provide the personalized, forward-thinking solutions that help turn your financial goals into realities.

July 1951

Established as FPL Employees' Federal Credit Union

July 1991

Grand opening of first branch office of FPL Employee's Federal Credit Union in Juno Beach

August 2000

FPL Employees' Federal Credit Union rebrands to Power 1 Credit Union and becomes State Chartered

July 2003

Headquarters moved from Hialeah to Pembroke Pines, FL

October 2006

Pan Am Horizons Federal Credit Union merger

October 2006

Power 1 Credit Union rebrands to Power Financial Credit Union

October 2016

Ryder Credit Union merger

December 2019

TransCapital Bank merger

October 2021

Became the first credit union in S. Florida to eliminate overdraft fees on our personal accounts

December 2023

Voted “Best Credit Union in Miami-Dade” (Miami Herald’s Favorites) for the first of three straight years

October 2024

Launched First Time Homebuyer Program to help make homeownership more accessible

2025

Upgraded all our digital banking platforms for a more convenient and secure banking experience

January 2026

Named one of America’s Best Regional Banks and Credit Unions by Newsweek

May 2026

Named a “Top Workplace” by the Sun Sentinel for the 7th time

July 2026

Celebrated our 75th Anniversary

75th Anniversary Limited-Time Promotions

To commemorate our anniversary, we are offering a number of promotions to our valued members. Don’t wait! These won’t last forever.
 
Coming Soon…

Make sure to check out our Facebook, Instagram, LinkedIn and Twitter pages for more updates and follow the hashtag #75YearsOfTrust.

Page Disclaimers

1Cash Back Bonus Offer is for $700. Offer subject to terms and conditions. Offer period is from July 1, 2021 through December 31, 2021. The cash back bonus offer is only available if you’re applying for a new mortgage or are switching your mortgage to Power Financial Credit Union. In-house refinances on existing Power Financial Credit Union mortgage loans are not eligible for this cash back bonus offer. Mortgage Application must be submitted during the offer period and must close by 02/28/2022. Mortgage loans are subject to underwriting guidelines and approval. Offer available for first lien, owner occupied residential mortgages closed by Power Financial Credit Union. Offer is limited to stated amount and may not be transferred to another borrower. Limited to one Cash Back Bonus offer per member. Cash back bonus amount will be deposited into your Power Financial Credit Union savings account established under the same member number as your loan after the first loan payment is received. Loans that are paid off within 30 days of opening will not qualify. Additional terms and conditions may apply. Cash Back Bonus may be taxable as interest income and reported on IRS Form 1099-INT. Offer is subject to change without notice. Membership eligibility is required.
2Power Financial Credit Union will pay for all eligible closing costs, excluding rate buy downs/points and prepaid items, up to a maximum of 2% of the loan amount. This is a limited-time promotion. All purchase and refinance fixed rate mortgages secured by a primary residence are eligible. Investment properties or second homes do not qualify. Subject to a three year recapture fee. If the loan is paid off earlier than 36 months (3 years), the lender credit will be added to the payoff.
3Cash back offer is for $70.00. Limit one cash back offer per loan. Offer period is from July 1, 2021 through December 31, 2021. A fully completed loan application during the offer period is required. Applicant(s) must meet all credit union guidelines and be able to verify income and/or employment before final approval. $70.00 cash back amount will be deposited into your Power Financial Credit Union savings account established under the same member number as your loan after the first loan payment is received. Loans that are paid off within 30 days of opening will not qualify. In-house refinances on existing Power Financial Credit Union loans are not eligible for this cash back offer. Membership eligibility is required.
4Annual Percentage Yield (APY) is effective as of 3/29/2021 and is subject to change at any time and without notice. CD is automatically renewed for 36 month term. Minimum deposit is $2,500. Early withdrawal penalties may be imposed and the fee could reduce interest and principle for CDs. This is a limited-time promotion. This offer may be withdrawn at any time without prior notification. 
5Referral promotion ends December 31st of current year. Prizes will be awarded upon account meeting qualification criteria. New accounts require opening a checking account with direct deposit or a minimum initial deposit of $500, or refinance an existing loan from another financial institution. Checking account must remain open for 90 days. Referred member must open a new Power Financial Credit Union share account as the primary owner and can't have any existing or prior Power Financial Credit Union account. Referring member must be a current Power Financial Credit Union member. Power Financial Credit Union employees aren’t eligible. Subject to membership eligibility— Power Financial Credit Union’s membership consists of those who: live, work or go to school in Broward, Charlotte, Collier, Lee, Martin, Miami-Dade, Monroe, Palm Beach County, Hillsborough, Manatee, Pinellas, Sarasota or St. Lucie counties; employees of FPL/NextEra; employees of Ryder System; members and employees of Bonefish & Tarpon Trust; and immediate family of all current members. Must be 18 or older. Referral card must be presented when the account is opened, and must contain the current member’s name, address and phone number. Restrictions apply – please visit or call Power Financial Credit Union for complete details. Cannot be combined with other offers. A 1099 may be issued for the value of the gift on your behalf as income.