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Auto Loans

Have you heard? We lowered our rates.

We understand that your car is a big part of your life. We also understand that you don’t want to overpay for your auto loan. That is why when you purchase or refinance your new or used auto loan with us you can put more money in your pocket.
 

Save up to $694 with a PFCU Auto Loan

PFCU rates as low as   vs.   National Average*

2.24% APR1                  3.99% APR

$694 is the difference between the amount paid in interest between Power Financial Credit Union's new car rate at 2.24% APR compared to 3.99% APR for the national market average over the life of a $25,000 auto loan over 36 months.


Get pre-approved for a Power Financial Credit Union auto loan and shop with confidence, knowing how much you can spend on your new car, truck or SUV. 
 
  • New, lower loan rates
  • Finance up to 100% of new car costs
  • Terms up to 96 months
  • Get pre-approved before heading to the dealer
  • Loans for new cars, used cars or refinance

Need help finding your dream car?

We’ve simplified the car buying experience by partnering with two industry leaders; Auto Advisors and Enterprise car sales. With this FREE member-only, concierge car buying service you can:
 
  • Research your new or used vehicle online
  • Browse inventory of thousands of cars, trucks & SUVs
  • Get the most for your trade-in
  • Find a hassle-free deal that fits your budget
They will even deliver your vehicle to your home for a completely safe and contactless experience.


Save with member-exclusive auto insurance

After your home, your car, truck, minivan or SUV is probably your biggest financial investment. Make sure you give it the protection it deserves. As a Power Financial Credit Union member you qualify for member-only auto insurance discounts.
 

Auto Insurance

Hit the road with the power of peace of mind! Let us help take the edge off of taking the wheel. We'll ensure you're taken care of every time you turn the key. 
 

More information about Auto InsuranceLearn More
1Eligibility for the lowest rate is based on credit worthiness, year of vehicle, ability to repay, credit score, down payment and loan to value. Example: With a 66-month, $20,000 auto loan at 2.99% APR, you would make 66 monthly payment of $329.03. A fee of $350 will be charged when an existing Power Financial Credit Union auto loan is being refinanced. Interest rates include a .25% discount for automatic payment from your Power Financial Credit Union account and a .25% discount for previous Power Financial Credit Union borrowers. Other conditions may apply. Rates are subject to change at any time. Minimum loan amount of $7,501 to qualify for lowest advertised rate. New Autos are defined as current and prior year models that have never been titled.  

*Based upon independent research conducted by S&P Global.

Power Financial Credit Union serves members across South Florida with 8 full-service branches and offers convenient account access from anywhere using its secure Online Banking and highly-rated Mobile App.