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Visa® Platinum Credit Card

Get a low rate for purchases and balance transfers.

Some credit cards are sneaky. With hidden fees and high interest rates, they take extra money out of your pocket with every payment.

At Power Financial Credit Union, our Visa® Platinum card is more like a guardian angel for your finances. With an ultra-low interest rate and cutting-edge security features, it's constantly protecting your hard-earned cash while still providing maximum purchasing power.


  • 1.99% introductory APR* on balance transfers for 12 months
  • 1.99% introductory APR* on purchases made in first 6 months
  • $0 balance transfer fee1

Other Card Benefits

  • No annual fee
  • Credit lines available from $500 to $40,000
  • Interest rate capped at 18.00% unlike cards from big banks and retailers
  • Life/Disability coverage is available

Security Features

  • Visa’s Zero Liability Policy protects you from any unauthorized charges
  • Embedded EMV Chip safeguards your personal and financial data
  • Visa® provides 24/7 fraud monitoring
For questions about which Power Financial Credit Union Visa® Credit Card is best for you, call 800.548.5465 to speak with one of our trusted advisors.

Page Disclaimers

*APR = Annual Percentage Rate. Offer available for new cardholders only. 1.99% Introductory APR on each qualifying balance transfer for 12 months. Qualifying purchases will be at 1.99% introductory APR for 6 months. Balance transfers and purchases must be made within 90 days of account opening to qualify for the introductory APR rate. After introductory period, variable rate APR for unpaid balance and subsequent purchases and for cash advances and balance transfers will range from 13.24% to 18.00% depending on creditworthiness. Rates current as of May 18, 2023 and subject to change. Eligibility for the lowest rate is based on credit worthiness, ability to repay, credit score, and term of loan. Cannot be combined with any other offer. Other conditions may apply. After the promotional period, the APR will vary with the market based on the Prime Rate. The credit union reserves the right to change or end promotion at any time.
1Balance Transfers must be done within 90 days from account opening to qualify for the $0 Balance Transfer Fee.

Power Financial Credit Union serves members across South Florida with 7 full-service branches and offers convenient account access from anywhere using its secure Online Banking and highly-rated Mobile App.