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Business Money Market Accounts

Earn up to 3.75% APY* and get the perfect combination of growth and accessibility.

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Looking to boost your business savings? Our Business Money Market Accounts offer the ideal combination of growth and flexibility. The concept is simple: the larger your balance, the higher your interest rate, and the more your money earns to support your business’s future.
 

Benefits of a Power Financial Credit Union Money Market Account

Competitive Tiered Rates

The more you save, the more you earn! Our tiered rates mean you'll take advantage of higher interest as your balance grows.

Liquidity and Flexibility

Access your funds whenever you need them with unlimited withdrawals, all while earning attractive interest.

Secure Growth

Your deposits are federally insured by the NCUA up to at least $250,000, ensuring your money is safe as it works for you.

Avoid Monthly Fees

We won't charge a monthly service fee as long as your balance remains above $2,500.

Our Business Money Market Accounts

We offer two options to help you maximize your savings.

Business Advantage Money Market

Our Business Advantage Money Market is a great way for any business to make their money work harder for them. This account gives you a secure place to save money while earning a competitive interest rate. With our tiered rates, the more you save, the more you earn. It's a flexible option that lets you easily access your funds whenever you need them, all while helping your business's savings grow over time. This account is perfect for small business owners who want to get more out of their cash reserves.

Business Premier Money Market*

Our Business Premier Money Market account offers even higher interest rates, giving your business savings an extra boost. This exclusive account is our way of rewarding members who also have a commercial loan with us. Just like our other money market account, it features tiered rates so the more you save, the higher your rate will be. By combining your lending and savings, you get a special rate that helps your money grow faster. It's an excellent choice for business owners who want to maximize their earnings and deepen their relationship with us as their financial partner.

Business Money Market Account Rates

Earn interest on your money to help meet your business’ financial needs.

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Business Advantage Money Market
Account Balance Rate Annual Percentage Yield (APY)
$2,500 to $99,999.99 1.48 1.50
$100,000 to $249,999.99 2.95 3.00
$250,000+ 3.19 3.25
Business Premier Money Market*
Account Balance Rate Annual Percentage Yield (APY)
$2,500 - $99,999.99 1.98 2.00
$100,000-$249,999.99 3.44 3.50
$250,000+ 3.68 3.75

Balances below $2,500 in Money Market accounts do not earn dividends.

*To qualify for the Business Premier Money Market, member must have or have had a business loan in good standing with Power Financial Credit Union. Not all members will qualify. Contact Power Financial Credit Union for details.



How to Open a Business Money Market Account

Step 1

Contact Us

Business Accounts can be opened at a branch or by speaking with one of our business banking advisors.

Step 2

Make the Initial Deposit

Make the initial deposit of $2,500 or deposit a greater amount to earn higher rates.

Step 3

Start Earning!

Sit back, relax, and watch your hard-earned money go to work for you!

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FAQs About Our Business Money Market Accounts

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A business money market account (MMA) is a type of deposit account for businesses that combines the features of a savings and checking account. It's an excellent place for a business to store its cash reserves, as these accounts typically offer higher interest rates than standard savings accounts.
No, there are no withdrawal limits on our business money market accounts.

Our Business Money Market accounts offer a tiered rate structure. This means the higher your account balance, the higher the interest rate you will earn.

There is no monthly fee if the average daily balance is $2,500 or more. If the average daily balance falls below this amount, there is a $10 monthly fee.
Our Business Money Market accounts are federally insured by the National Credit Union Administration (NCUA) up to at least $250,000 per depositor, per ownership category, ensuring the safety of your business's money while it grows.
To open an account, your business must be registered and active with the State of Florida. Only the information verified with the state (sunbiz.org) will be authorized for account opening. All account signers must also provide:
  • Social Security Number
  • Business Tax Identification Number
  • Two forms of identification
  • Business beneficial ownership information
Additional verification documents may be required depending on the type of business.
You can securely manage your account through Power Financial Credit Union's online banking, mobile app, or by visiting a branch.
Business Accounts can be opened at one of our branches or by speaking with one of our business banking advisors. Make an appointment today so we can start learning about you and your business and personalizing the right solution for you.

More Useful Resources to Grow Your Business

Commercial Loans

We finance all your business needs, from small equipment purchases to large commercial real estate projects.We finance all your business needs, from small equipment purchases to large commercial real estate projects.
Learn More

Business Checking

With our Business Checking account, you'll get all the convenient, free access you need to manage your money 24/7.
Learn More

Business Credit Card

Get the purchasing power you need and start racking up rewards points with every purchase.
Learn More

Have a Question or Want to Open a Business Money Market?

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Page Disclaimers

*To qualify for the Business Premier Money Market, member must have or have had a business loan in good standing with Power Financial Credit Union. Not all members will qualify. Contact Power Financial Credit Union for details.

Balances below $2,500 in Money Market accounts do not earn dividends.