Ryder System, Inc.

Become a member of Power Financial Credit Union to unlock a wealth of benefits, savings, and financial products.

Welcome all Ryder employees! Power Financial Credit Union (PFCU) loves helping out Ryder employees. You have the unique opportunity to join our financial family and take advantage of all our member benefits. Let us be part of your financial journey.

Ryder System, Inc. Employee Benefits

Personalized Service

Our not-for-profit status means we put the best interests of our members first.

Exclusive Access

Enjoy a wealth of financial services reserved for Ryder employees.

Competitive Rates

Take advantage of great rates that boost your savings and reduce loan costs.

Welcome Gift

New members get a $100 bonus when they open a new checking account*

Ryder Member Access

We know that many Ryder System, Inc. employees work long shifts and can’t always get to a branch during regular business hours.

As such, you need a credit union that allows you to bank at your leisure. PFCU offers the following Member Access services to help make your life a bit easier.

Payroll Allocations/Direct Deposit

Take advantage of banking automation to save time. Have your paycheck deposited directly into your PFCU account. You can also set up payroll allocations to transfer money to other accounts automatically.

Complete this form to update your direct deposit allocation. Please contact us if you have questions about the form.

Shared Services

Are you out of town or away from a Power Financial Credit Union branch? Not a problem! You can still get an in-branch experience via CU Service Centers—a credit union network that offers many financial services through shared facilities.

Enjoy convenient access to the following services:

ATM
Withdrawals
Balance inquiries
Check cashing
Credit card advances
Deposits
Loan processing and payments
Funds transfers
And more!

We’re always here for our members. Contact us and we’ll do whatever we can to ensure you can access your account whenever you need.

A Welcome Message from Our CEO

How to Apply for Membership

Step 1

Join Online or In-Branch

Click the link below or visit a branch to fill out a membership application.

Step 2

Provide Your Info

We’ll need a few personal details to complete the application.

Step 3

Welcome Aboard!

You’ve just unlocked access to a wide range of beneficial financial products and services!

Get Started

“I have been banking at this branch for over a year. The staff is always polite and wonderfully professional. They remember names and treat customers exceptionally well. The staff at the Northshore Branch are a pleasure to work with and I will continue to work with them for all of my business banking needs.”

– Brad B., Miami, FL

FAQs About Ryder System, Inc. Select Employee Group (SEGs)

Simply bring a recent pay stub, employee ID badge, or other proof of employment at Ryder. This will allow us to verify employment and get you signed up right away.

You sure can! One of the benefits of Ryder System being a SEG partner is that all employees and their immediate family are automatically eligible for membership regardless of where they live in the U.S.

You’ll have peace of mind knowing the National Credit Union Administration (NCUA) federally insures your account for up to $250,000.

Yes, your immediate family members and household members are typically eligible to join under our Select Employee Group membership. This often includes your spouse, children, siblings, and parents. Please contact us for specific details related to eligibility.

Yes. Once you're a credit union member, you can typically maintain your membership even if you leave your job. Your credit union account will remain active as long as you keep your account open and in good standing.

We’re committed to providing excellent customer service. We offer various support channels, including in-person assistance at our branches, telephone support, and online chat services. We also provide educational resources to help our members make informed financial decisions.

PFCU doesn’t charge overdraft or Non-Sufficient Funds (NSF) fees. We eliminated them because we felt they hurt our most vulnerable members. Instead, we decided to put the best interests of our members first.

You’re not just opening an account when you join PFCU. You're stepping in as a part-owner. That means you get a say in our decisions and a share in our profits. You can vote for the board, enjoy great financial products, and be part of a community with shared goals. It's more than banking; it's being part of something bigger.

Want More Information, Tips, and Tricks?

Visit Us Call: 800-548-5465 Contact Us

Discover More SEG Resources

Power Investment Services

You've worked hard for your money, and now it's time to plan for retirement. Let us assist you in making wise investment choices for your future.

Learn More

Membership

Discover all there is to know about becoming a member of a credit union that puts YOU first.

Learn More

Refer a Friend or Family

We’ll deposit $100 into your account when you refer family members or friends to PFCU.

Learn More

*Promotion ends December 31st of current year. Prizes will be awarded upon account meeting qualification criteria. New accounts require opening a checking account with direct deposit or a minimum initial deposit of $500. Checking account must remain open for 90 days. Membership required; $5 membership deposit. Power Financial Credit Union’s membership consists of those who: live or work in Broward, Charlotte, Collier, Lee, Martin, Miami-Dade, Monroe, Palm Beach County, Hillsborough, Manatee, Pinellas, Sarasota or St. Lucie counties; employees of FPL/NextEra and Ryder System, Inc.; members and employees of Bonefish & Tarpon Trust; and immediate family of all current members. Restrictions apply. Please visit or call Power Financial Credit Union for complete details. Cannot be combined with other offers. Incentives will be deposited to member’s Power Financial Credit Union Account. A 1099 may be issued for the value of the gift on your behalf as income. Minimum consumer loan amount of $2,501. Offer not valid on share secured nor CD secured loans. Minimum mortgage loan amount of $100,000.