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Certificates of Deposit (CDs)

Set aside some money and strengthen your savings over time.

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Limited-Time CD Specials
 

7 months at 4.06% APY***

$25,000 minimum to open
Automatically renewed for a 6-month term
Rate is 3.99%

13 months at 3.92% APY*

$10,000 minimum to open
Automatically renewed for a 12-month term
Rate is 3.85%
 

11/11 months at 4.28% APY**

$2,500 minimum to open
Automatically renewed for a 24-month term
Rate is 4.20%
 
At the end of 11 months, the Credit Union may call the certificate or extend the certificate for an additional 11-month term at the same APY set forth on the initial 11-month term.
 
Don’t miss out on the opportunity to reach your savings goals faster.

Certificates of Deposit

Guaranteed solid returns. Are you ready to go all-in on that? You can with Power Financial Credit Union's Certificates of Deposit (CD).

When you have at least $500 available to deposit, you can stash it in a CD with a fixed rate for anywhere between three months and five years. The longer your term, the more you can earn.

Make sure you maximize your savings by leaving your money deposited for the full term. You'll clearly see the improvement to your bottom line.

Features
 
  • $500 minimum deposit1
  • Terms from 3-60 months
  • Automatic renewal2
  • No hidden or monthly fees
  • ​Federally insured up to $250,000
Try our CD calculator. 

How to Open a CD Account

To open a CD account today, call 800-548-5465 and speak to one of our trusted advisors. 

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Page Disclaimers

1Minimum opening balance may be higher for promotional offers.
2May not be applicable for all certificates of deposits. 

*13-Month Certificate: Annual Percentage Yield (APY) is effective as of 12/23/2022 and is subject to change at any time and without notice. CD is automatically renewed for 12-month term. Minimum deposit is $10,000. Early withdrawal penalties may be imposed, and the fee could reduce interest and principal for CDs. This is a limited-time promotion. This offer may be withdrawn at any time without prior notification.

**11/11-Month Certificate: APY = Annual Percentage Yield is effective as of 10/21/2022 and is subject to change at any time and without notice. CD is automatically renewed for 24-month term. Minimum deposit is $2,500. Early withdrawal penalties may be imposed, and the fee could reduce interest and principal for CDs. This is a limited-time promotion. This offer may be withdrawn at any time without prior notification. At the end of 11 months, the Credit Union may call the certificate or extend the certificate for an additional 11-month term at the same APY set forth on the initial 11-month term.

***7-Month Certificate: Annual Percentage Yield (APY) is effective as of 5/03/2023 and is subject to change at any time and without notice. CD is automatically renewed for 6-month term. Minimum deposit is $25,000. Early withdrawal penalties may be imposed and the fee could reduce interest and principle for CDs. This is a limited-time promotion. This offer may be withdrawn at any time without prior notification.
 
Power Financial Credit Union serves members across South Florida with 8 full-service branches and offers convenient account access from anywhere using its secure Online Banking and highly-rated Mobile App.