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Mortgage Loans

Celebrate 75 years and get $750* cash back when you finance your new mortgage with us.

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We'll help you finance a house so you and your family can make it a home.

Adjustable-Rate Mortgages  

Pay a fixed rate for the first few years of your mortgage.

  • Choose a rate for 3, 5, 7 or 10 years
  • In most cases, the full loan is repaid over a 30-year period
FHA Mortgage  

With a little help, you'll soon have a home of your own.

  • Ideal for first-time homebuyers
  • Low down payment options
Jumbo Mortgage  

We make it easier to borrow more than $832,750.

  • Up to a 2% Lender Credit to cover eligible closing costs
  • Fixed-rate and adjustable-rate mortgages available
Fixed-Rate Mortgages  

Know your monthly payments so you can stick to your budget. 

  • Principal and interest payments won't ever go up
  • Financing available for 10, 15, 20, or 30 years
  • Up to a 2% Lender Credit to cover eligible closing costs
Residential Investment Property  

We'll help make your venture as profitable as possible. 

  • Finance up to 75% market value property
  • Take advantage of repayment terms ranging up to 30 years
Veterans Mortgage  

It's an honor for us to serve patriots like you.

  • 100% financing
  • No down payment
  • No monthly mortgage insurance (PMI)
Mortgage Refinance  

You could refinance your old home loan and save money. 

  • Possibly reduce your monthly payments
  • Fixed-rate and adjustable-rate mortgages available
First-Time Home Buyer Special Program  

Make your dream of home ownership a reality with our special program tailored for first-time home buyers.

  • No Down Payment Required
  • No Private Mortgage Insurance (PMI) Required
  • No Hidden Fees

Download our free Home Buyer’s Guide

Whether it’s your first, second, or fifth home purchase, buying a house can be complex and intimidating. In this comprehensive guide, we will walk you through everything you need to know to make your home buying journey less stressful.

The goal of this guide is to give you the confidence and knowledge to find a dream home, negotiate the best deal, and pick the right lender and mortgage loan to meet your needs.

Topics covered include:
  • 5 Things to do Before Buying a House
  • 5 Stages of the Home Buying Process
  • 8 Things to do After Buying a House
  • Key Terms to Understand
Get your FREE copy today!

Click below to access our Home Buyer’s Guide today!
 

Download Now

Power Investment Services

Investments don't have to be complicated. We'll take a personalized approach to building your portfolio and set you up for long-term success.
 

More information about Power Investment ServicesLearn More

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Page Disclaimers

*Cash Back Bonus Offer is for $750. Offer subject to terms and conditions. Offer period is from August 15, 2026 through September 15, 2026. The cash back bonus offer is only available if you’re applying for a new mortgage or are switching your mortgage to Power Financial Credit Union. In-house refinances on existing Power Financial Credit Union mortgage loans are not eligible for this cash back bonus offer. Mortgage Application must be submitted during the offer period and must close by 11/15/2026. Mortgage loans are subject to underwriting guidelines and approval. Offer available for first lien, owner occupied residential mortgages closed by Power Financial Credit Union. Offer is limited to stated amount and may not be transferred to another borrower. Limited to one Cash Back Bonus offer per member. Cash back bonus amount will be deposited into your Power Financial Credit Union savings account established under the same member number as your loan after the first loan payment is received. Loans that are paid off within 30 days of opening will not qualify. Additional terms and conditions may apply. Cash Back Bonus may be taxable as interest income and reported on IRS Form 1099-INT. Offer is subject to change without notice. Membership eligibility is required.