Mobile Navigation

Close Mobile MenuOpen Site Search

Mortgage Refinance

Your house looks great. Let's get you a loan to match.

Replace old windows, repair leaky plumbing, remodel the kitchen. When you own a home, there's a lot of upkeep. Here's another high-priority item for your to-do list: Review your current mortgage.

If rates have dropped, or your family's finances have changed, Power Financial Credit Union might be able to refinance your old home loan with another lender and save you money - maybe even enough to pay for that next big improvement project.
 

Three Reasons to Refinance 

  1. Take Cash Out
  2. Lower Your Monthly Payment
  3. Shorten Your Loan Term

70th Anniversary Special 

  • Get $700 cash back when you refi a non-PFCU loan with us**

Why Refinance with PFCU

  • Low rates
  • Smooth & fast approval process
  • Fixed & adjustable-rate mortgages available
  • Up to a 2% Lender Credit to cover eligible closing costs*
  • Repayment terms up to 30 years
  • Multiple, secure payment options for your convenience

Questions? Call 800.548.5465 to speak with one of our Home Loan Experts and they will help you determine if refinancing your mortgage makes financial sense for you.

Power Financial Credit Union serves members across South Florida with 8 full-service branches and offers convenient account access from anywhere using its secure Online Banking and highly-rated Mobile App.

*Power Financial Credit Union will pay for all eligible closing costs, excluding rate buy downs/points and prepaid items, up to a maximum of 2% of the loan amount. This is a limited-time promotion. All purchase and refinance fixed rate mortgages secured by a primary residence are eligible. Investment properties or second homes do not qualify. Subject to a three year recapture fee. If the loan is paid off earlier than 36 months (3 years), the lender credit will be added to the payoff.

**Cash Back Bonus Offer is for $700. Offer subject to terms and conditions. Offer period is from July 1, 2021 through July 31, 2021. The cash back bonus offer is only available if you’re applying for a new mortgage or are switching your mortgage to Power Financial Credit Union. In-house refinances on existing Power Financial Credit Union mortgage loans are not eligible for this cash back bonus offer. Mortgage Application must be submitted during the offer period and must close by 09/30/2021. Mortgage loans are subject to underwriting guidelines and approval. Offer available for first lien, owner occupied residential mortgages closed by Power Financial Credit Union. Offer is limited to stated amount and may not be transferred to another borrower. Limited to one Cash Back Bonus offer per member. Cash back bonus amount will be deposited into your Power Financial Credit Union savings account established under the same member number as your loan after the first loan payment is received. Loans that are paid off within 30 days of opening will not qualify. Additional terms and conditions may apply. Cash Back Bonus may be taxable as interest income and reported on IRS Form 1099-INT. Offer is subject to change without notice. Membership eligibility is required.