Business Money Market Accounts: Earn up to 3.75% APY*

Our Business Money Market accounts offer the ideal combination of growth and flexibility.

Schedule an Appointment View Money Market Rates

At Power Financial Credit Union, we believe small businesses are the lifeblood of our community.

You are creating jobs, serving the people, and fueling the economy. You deserve a banking partner that is dedicated to providing you with the advice and resources you need to succeed.

For Your Business

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Choose from our family of financial solutions

Business Checking

Business Money Market Accounts

Business Certificates of Deposit

Business Credit Cards

Payroll and HR Services

Merchant Services

Business Savings Accounts

Commercial Loans

What makes Power Financial Credit Union different?

Always Putting You First

Get the personal, one-on-one banking relationship you need to flourish.

Personalized Solution

Our Business Banking Experts will tailor a solution to meet your unique needs.

Long Term Partnership

As your business grows, we offer a suite of products to support your success.

Big Savings

Great rates, low fees and member-only discounts.

Community Based

We've served S. Florida since 1951 so we understand the business environment.

Bank Anywhere

24/7 secure access with our mobile app and online banking.

Business Money Market

Get the perfect combination of growth and accessibility.

Business Credit Card

Credit lines available from $5,000 - $40,000.

Business Certificates of Deposit

Grow your money fast and safely with our CDs.

Merchant Services

All your processing needs on one platform.

Payroll Services

Integrated HR, payroll and benefits solution.

Commercial Loans

Finance all your business needs.

View Business Rates

How to open a business account.

Business Accounts can be opened at one of our branches or by speaking on the phone with one of our business banking advisors. Make an appointment today so we can start learning about you and your business and personalizing the right solution for you.

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Requirements to open a business account.

Interested in opening a business account with us? Make the process go smoothly by having all the necessary documentation ready. To help speed things up, please have the following items:

Documents Needed to Open a Business Account

Business Documentation & Registration

Proof of Florida Business Registration and Active Status: Your business must be registered and active with the State of Florida.
- Note: Only information verified via sunbiz.org will be authorized for account opening.
Business Tax Identification Number (TIN)

Account Signer & Beneficial Owner Information

Personal Identification: All account signers must provide two forms of identification.
Social Security Number (SSN): Required for all account signers.
Beneficial Ownership Information: Required documentation regarding the business's beneficial ownership.

Initial Deposit & Additional Verification

Initial Deposit: A minimum deposit of $100 is required to establish a business savings and checking account.
Additional Verification Documents: Depending on the type of business (e.g., Sole Proprietorship, LLC, Corporation), additional verification documents may be required.

Business Type	Required at Account Opening	Forms Required
Corporation (Inc) (Corp)	The TIN used is the EIN of the business	Articles of incorporation from the State TIN verification form PFCU authorized signers form (if applicable)
D/B/A or Sole Proprietorship	The TIN used can be a SSN or EIN	Fictitious name Affidavit PFCU authorized signers form (if applicable)
LLC (Limited Liability Corporation)	EIN of the LLC must be obtained if more than one member, if not a SSN can be used	Certificate of Existence Articles of organization from the State Operating agreement TIN verification form PFCU authorized signers form (if applicable)
Partnership (General, LTP & LLP)	The TIN used is the EIN of the partnership	Partnership Authorization Certification Partnership Agreement TIN verification form Certificate of assumed name (if applicable) PFCU authorized signers form (if applicable)
Recreation/ Club	The TIN used must be the EIN of the club	TIN verification form Meeting minutes authorizing the account and assigning transaction authority PFCU authorized signers form (if applicable)
Unincorporated Association or Organization	The TIN used must be the EIN of the business	Certification signed by the Secretary authorizing signatory is provided PFCU authorized signers form (if applicable)

Knowledge is Power

Resources to help you grow your business.

Putting Members first since 1951.

Become part of the family.

Schedule Appointment

Business Money Market Accounts: Earn up to 3.75% APY*

At Power Financial Credit Union, we believe small businesses are the lifeblood of our community.

Choose from our family of financial solutions