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Raising financially-smart kids and teens just got easier.

We've partnered with Greenlight to help parents raise financially smart kids. Greenlight is the loved, trusted financial education app and debit card for kids and teens that allows parents to instantly send their kids money, set up chores & allowance, create savings goals and more.

The Value of Greenlight for PFCU Members

Free for Members*

Members who register for Greenlight via the unique link and add their Power Financial Credit Union checking account as a funding source will receive Greenlight for free!

Cashless Convenience

Through the Greenlight app, you can automate chores and allowances and transfer money instantly to your kids. Each child (up to 5) will also receive their own debit card to use wherever Mastercard is accepted.

Peace of Mind

More than 6 million parents and kids use Greenlight today. Greenlight accounts are FDIC-insured up to $250,000 and come with market-leading card controls and Mastercard’s Zero Liability Protection.

Financial Head Start

Give your children a head start on their financial journey with 1% on savings and financial literacy games and quizzes.

With Greenlight, Parents Can…

  • Add up to 5 kids, each with their own debit card
  • Send money to a kid’s card instantly
  • Set parental controls on spending categories
  • Turn a child’s card on/off in one tap
  • Receive real-time notifications whenever a child makes a purchase
  • Assign chores and jobs to teach kids the value of hard work
  • Put allowance on autopilot, and tie it to chore completion
  • Activate Savings Boosts like Round-ups and Parent Paid Interest
  • Facilitate discussions about smart money habits their kids
Get Greenlight

With Greenlight, Kids Can…

  • Use their own debit card (with parental controls in place)
  • Swipe their card wherever Mastercard is accepted (including most countries!)
  • Set and achieve Savings Goals
  • “Level up” their money knowledge with Greenlight’s financial literacy game
  • Receive payments from friends and family with Pay Link
  • Earn allowance or payments for completing chores
  • Set up direct deposit for an after-school job
  • Add their card to their virtual wallet (Apple Pay, Google Pay)
Get Greenlight

Greenlight has earned 4.8 stars with more than 240,000 App Store reviews.

How to Open a Greenlight Account

Step 1


Register online. If you aren’t a PFCU member, join now so you can get Greenlight for free.
Step 2

Download App

Kids and parents log in to the same Greenlight app but have two different experiences.
Step 3

Teach Smart Spending

Kids learn how to manage their own money while staying safe and connected to family, and parents can send funds, set flexible controls, and more.

FAQs About Greenlight

Accordion Section

Please contact Greenlight Customer Service by calling (888) 483-2645 or texting (404) 974-3024 and inform them you would like to be added to the Power Financial Credit Union partnership program.
Yes! Once existing Greenlight customers add their Power Financial Credit Union checking account as a funding source they can reach out to Greenlight customer service and request to be added to the Power Financial Credit Union partnership program.
No, Greenlight is its own individual app, but within the Greenlight app you can send money to your child’s card, turn their card on/off, set up spending controls, allowance, chores and more.
We support kids and grownups of all ages. No minimum (or maximum) age here. The Primary must be at least 18 years old and a U.S. resident.
Greenlight is a debit card for kids, not a credit card. Parents load money onto the card from their own funding source connected through their Greenlight app. And because it’s a debit card, kids can’t spend what isn’t there. That’s a pretty valuable life lesson.
Kids and parents will both use the same Greenlight app you see in the app store, but have two different experiences and individual login credentials. Parents can set up their child’s login under the child’s profile settings.
Greenlight debit cards are FDIC-insured up to $250,000 and come with Mastercard’s Zero Liability Protection. Greenlight blocks ‘unsafe’ spending categories, sends real-time transaction notifications, lets parents turn cards off at any time, and gives parents flexible ATM and spending controls.
Yes, the Greenlight card can be used internationally in most countries, and there are no international fees or any foreign transaction fees! For a complete list of countries, the card cannot be used click here.
After completing registration or requesting a replacement card, your debit card will arrive within 7-10 business days. If you would like to expedite your shipping for your card to arrive within 2-3 business days, you can call our customer service team at 888-483-2645 within 12 hours of signing up. You can request to have your shipping expedited for a one-time fee of $24.99.
Credit Union Account

If you are prompted to verify your Credit Union Account when manually adding your funding source, you will receive 2 small deposits of $1.00 or less in your credit union account within 1-2 business days. To verify your credit union account as a funding source, you will need to input the 2 micro deposit amounts into your Greenlight app when prompted to verify. If you do not see these deposits within 3 business days, please contact your credit union service provider directly and have them take a look at the status of your credit union account. Once you complete verification, the 2 micro deposits will be removed from your credit union account to offset the deposit amounts.

Debit Card

Once you add your debit card as a funding source and make your initial funding load, you should see 2 transactions on your debit card that add up to the initial load amount. You will need to confirm these transactions within 3 business days in the Greenlight app to verify your debit card. If you do not see these transactions within 4 business days, please contact your banking service provider directly and have them take a look at the status of your bank account.
When your child's card arrives, follow these simple steps to activate it right away:
  1. Open your Greenlight app. From your Parent Dashboard, you should see a notification prompting you to activate your child’s card.
  2. Tap on the notification and input the card's expiration date in the app to activate it.
  3. Next, visit your child's dashboard by clicking their square at the top of your Parent Dashboard.
  4. Select "Manage Card" then "Set debit card PIN." After the PIN is set, your physical card is activated and ready to use!
We have made it super easy to check your child's spending history.
  1. Navigate to your child's dashboard.
  2. Click on the Spending tile.
  3. At the top right, click on "History."
You then have the ability to filter the view to see spending history for the last 30 days, 90 days, or 12 months as well as grouping transactions by stores.
Visit Greenlight’s Help Center or call Greenlight Support at (888) 483-2645.

See Our Other Youth Account Options

Youth Savings Account

Our Kid Savings Account offers rewards for making deposits and helps parents teach valuable money management skills and lessons about financial responsibility.

Teen Checking

Your young adult can take a big step toward becoming a smarter grown-up by opening a checking account specially designed to teach lifelong money management skills.

Student Checking

Our Student Checking gives you access to digital banking tools and keeps things simple - so you can focus on all those other changes in your life.

Page Disclaimers

*Power Financial Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Power Financial Credit Union account as the Greenlight funding source for the entirety of the promotion. Upgrades will result in additional fees. Plans start at $4.99/mo. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms at for details. Subject to minimum balance requirements and identity verification. Offer ends 09/29/2025. Offer subject to change or renewal.

The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.