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Cha-Ching! Teen Checking Account

It's time to trust them to handle their own money.

The teenager in your family is growing up fast. They probably want more privacy, a later curfew, maybe even the keys to the car.

But with more independence comes greater responsibility. Your young adult can take a big step toward becoming a smarter grown-up by opening a checking account specially designed to teach lifelong money management skills.


Features and Benefits

  • Cha-Ching Teen Checking is designed exclusively for our members ages 13 to 17
  • Cha-Ching Teen Savings account also available
  • Teens receive their own free Visa® debit card*
  • No monthly fees
  • Free access to Online Banking and our Mobile App
  • Free online Bill Pay** and eDeposit of checks

Parental Controls

  • Parent can set limits on debit card
  • Parent can set up automatic transfers from his/her account to the Cha-Ching account

How to Open a Cha-Ching Account

  • Visit any PFCU branch with a parent/guardian
  • Request to open a Cha-Ching account
  • Teen needs to show a primary and secondary form of ID
    • Primary ID examples: passport, birth certificate or alien registration card
    • Secondary ID examples: Social Security card or school photo ID
  • Parent/Guardian serves as joint account holder and will also needs two forms of ID

Page Disclaimers

*Debit card requires signature of adult co-signer.

**There is a $4.95 fee if SecureLink Bill Pay is not used to pay at least one bill each month

Power Financial Credit Union serves members across South Florida with 8 full-service branches and offers convenient account access from anywhere using its secure Online Banking and highly-rated Mobile App.