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Fee Schedule

We take great pride in keeping our fees low. That's how family treats each other.

At Power Financial Credit Union, we do everything possible to put money in your family's pockets - and to make sure you have it available for the important things in life. Along those lines, we charge some of the lowest fees around. Because you deserve to know in advance exactly how much anything might cost, here's our short list.

Accordion Section

Type Cost
Bill Pay
  • If no bill paid
  • Expedited Bill Payment (electronic)
  • Expedited Bill Payment (check)
  • $4.95/mo
  • $9.95
  • $30.00
Business Accounts $10.00/mo
Cashier’s Check (3rd party)
  • Consumer
  • Business
  • $5.00
  • $15.00
Check Printing varies depending on design
Coin 5% of deposit
Health Savings Account (HSA) FREE
Money Orders $4.00
Online Funding of New Account via Credit Card 4% of transaction amount
Premier Checking <$10,000 $20.00/mo
Second Chance Checking $10.00/mo
Account to Account Transfer (A2A)
  • Standard Transfer
  • Next-Day Transfer
  • FREE
  • $4.95
Zelle® Transfers
  • Standard Transfer
  • FREE
Visa® Gift Cards $3.95
Subject to availability
Size Cost
Safe Deposit Box 3x5 $40.00
Safe Deposit Box 5x5 $50.00
Safe Deposit Box 3x10 $70.00
Safe Deposit Box 5x10 $90.00
Safe Deposit Box 10x10 $140.00
Safe Deposit Box Late Fee $10.00
Safe Deposit Box Security Key Deposit $10.00
Safe Deposit Box – Drilling $250.00
Item Cost
ACH Origination $30.00
Deposited/Cashed Check/Loan Payment Return Fee/Shared Branching
  • Own Check
  • 3rd Party
  • Credit Card
  • Shared Branch 3rd Party Check Return Fee
  • $30.00
  • $5.00
  • $25.00
  • $15.00
NSF (Check, ACH or Bill Pay) FREE
Uncollected Funds (Check or ACH) FREE
Type Cost
Abandoned Property Fee $20.00
Account Reconciliation/Research per Hour $25.00 ($25 min)
ACH Origination/Pay By Phone (Loan Payments) $15.00
ATM/ POS Courtesy Pay Overdraft FREE
ATM Withdrawals (Non-PFCU) $1.50/transaction
Cash Advance 4% of transaction amount
Certified Mail Current postal rate
Check Cashing (non-member) $5.00
Check Copy Fee $5.00
Closed Account Fee < 90 days $25.00
Courtesy Pay Overdraft Protection FREE
Dormant Account Fee
  • 12–36 mos
  • 37–60 mos
(Waived for members 18 & under on a CD or IRA account or with a share aggregate balance > $5,000.00)
  • $10.00/mo
  • $25.00/mo
Duplicate Statement $5.00 min. or $1.00/page, whichever is greater
Foreign Collection/Presentment $50.00/item
Garnishment/Levy $100.00
Health Savings Account (HSA) Transfer Fee $50.00
Incorrect Address $7.50/mo
IRA Transfer Fee $50.00/account suffix
IRA Bank Check Disbursement Fee (excludes RMD) $25.00
Late Loan Payment Fee 5% of payment or $5, whichever is greater
Home Equity Line of Credit Inactivity Fee $50.00/year
Money Market Accounts
  • Checks after 6
  • Below $2,500
  • $10.00/transaction
  • $10.00/mo
Notary – Members FREE
Negative Balance Fee $10.00/occurrence after 10 days account overdrawn
Paper Statement Fee $2.00/mo
Printed and/or Faxed Documents
  • PFCU
  • 3rd Party
  • $1.00/page
  • Actual charge
Replacement Debit Card
  • Business
  • Instant Issue In-Branch
  • Mail
  • $15.00
  • $10.00
  • $8.00
Rush Delivery Fee actual charge + $10.00
Share Account Balance <$5.00 $1.00/mo
Shared Facility In Branch Transaction $2.50/transaction
Stop Payment (Check, ACH, Bill Pay, A2A or Zelle®) $30.00
Verification of Account Letter $25.00
Visa® Processing Transaction Fee (International) 1% of transaction
Type Cost
Domestic $25.00
International $50.00
Special Handling Wire Fee $25.00 additional
Power Financial Credit Union serves members across South Florida with 7 full-service branches and offers convenient account access from anywhere using its secure Online Banking and highly-rated Mobile App.