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Visa® Signature Credit Card

Enjoy cash-back rewards and low intro rates.

There's no extra hype needed here. The Power Financial Credit Union Visa® Signature Credit Card sells itself with a lengthy list of benefits and member perks.

Low intro rate? Balance transfers and purchases made within 90 days qualify for the intro rate.

Rewards program? One of the best out there, and you can even get cash-back.

Insurance protection? There's free coverage for your phone and car.

Is that all? No, not by a long shot.



  • 1.99% introductory APR* on balance transfers for 12 months
  • 0% introductory APR* on purchases made in first 6 months
  • 4% balance transfer fee or $10 whichever is greater


  • Earn 1.25 points for every dollar spent for all categories
  • Get 10,000 bonus points if you spend $3,000 in first 90 days
  • Redeem points for merchandise, travel services, gift cards, or CASH
  • No blackout dates for travel ticket redemption

Other Card Benefits

  • No annual fee
  • FREE cell phone protection insurance
  • FREE travel cancellation insurance
  • FREE auto collision and theft insurance
  • Life/Disability coverage available
  • Interest rate capped at 18.00% unlike cards from big banks and retailers
  • Credit lines available from $5,000 to $40,000

Security Features

  • Visa’s Zero Liability Policy protects you from any unauthorized charges
  • Embedded EMV Chip safeguards your personal and financial data
  • Visa® provides 24/7 fraud monitoring
For questions about which Power Financial Credit Union Visa® Credit Card is best for you, call 800.548.5465 to speak with one of our trusted advisors.

Page Disclaimers

*APR = Annual Percentage Rate. Offer available for new cardholders only. 1.99% Introductory Balance Transfer Rate will be in effect for 12 months from the date of each qualifying transaction completed within 90 days of account opening. Qualifying new purchases will be 0% APR for the first six months when opening a new Power Financial Credit Union Signature Visa® Credit Card. New purchases qualify based on retailer. Purchases must be made within first six month after the first qualifying transaction date. After introductory period, variable rate APR for unpaid balance and subsequent purchases and for cash advances and balance transfers will range from 15.24% to 18.00% depending on creditworthiness. Rates current as of May 18, 2023 and subject to change. Eligibility for the lowest rate is based on credit worthiness, ability to repay, credit score, and term of loan. Cannot be combined with any other offer. Other conditions may apply. Cash advances, credit card checks, and balance transfers do not earn reward points. After the promotional period, the APR will vary with the market based on the Prime Rate. The credit union reserves the right to change or end promotion at any time. To qualify for benefits of cell phone insurance, cell service provider bill must be billed to a Power Financial Credit Union Visa® Signature Credit Card. The deductible for coverage is $50. Reimbursement for phone replacement or repair may not exceed $250.00 per occurrence with a maximum benefit of $500 per year. To qualify for benefits of rental car insurance, the rented vehicle must have the charge from provider billed to a Power Financial Credit Union Visa® Credit Card. For terms and restrictions for Visa® benefits, please see full details in the Visa® Benefits Information supplied with your credit cards documents.

Power Financial Credit Union serves members across South Florida with 7 full-service branches and offers convenient account access from anywhere using its secure Online Banking and highly-rated Mobile App.