*APR = Annual Percentage Rate. Offer available for new cardholders only. 1.99% Introductory Balance Transfer Rate will be in effect for 12 months from the date of each qualifying transaction completed within 90 days of account opening. Qualifying new purchases will be 0% APR for the first six months when opening a new Power Financial Credit Union Signature Visa® Credit Card. New purchases qualify based on retailer. Purchases must be made within first six month after the first qualifying transaction date. After introductory period, variable rate APR for unpaid balance and subsequent purchases and for cash advances and balance transfers will range from 10.74% to 18.00% depending on creditworthiness. Rates current as of May 18, 2022 and subject to change. Eligibility for the lowest rate is based on credit worthiness, ability to repay, credit score, and term of loan. Cannot be combined with any other offer. Other conditions may apply. Cash advances, credit card checks, and balance transfers do not earn reward points. After the promotional period, the APR will vary with the market based on the Prime Rate. The credit union reserves the right to change or end promotion at any time. To qualify for benefits of cell phone insurance, cell service provider bill must be billed to a Power Financial Credit Union Visa® Signature Credit Card. The deductible for coverage is $50. Reimbursement for phone replacement or repair may not exceed $250.00 per occurrence with a maximum benefit of $500 per year. To qualify for benefits of rental car insurance, the rented vehicle must have the charge from provider billed to a Power Financial Credit Union Visa® Credit Card. For terms and restrictions for Visa® benefits, please see full details in the Visa® Benefits Information supplied with your credit cards documents.