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A credit card should make your purchasing power stronger, easier, and safer. That’s exactly what our VISA® Signature Credit Card does for you. Take advantage of our low introductory rates, free insurance coverage, and no annual fee. But that’s just the beginning of the benefits and perks this card has to offer.
These credit cards reimagine the way rewards and benefits should work! From low APRs to enhanced security safeguards—these cards were built with you in mind.
Manage your PFCU credit card anytime, anywhere. With Card Management, you can easily control your credit card through the Mobile Banking App or Online Banking portal.
–Rosa C., Miami Gardens, FL
Free Travel Cancellation Insurance
Don’t worry about fees if you have to cancel a trip—this card provides free insurance to cover you if you cancel.
Capped Interest Rate
Unlike cards from big banks and retailers, the interest rate is capped at 18.00%.
Auto Collision and Theft Insurance
Enjoy free insurance coverage for auto collision and theft should your car get involved in an accident or be stolen.
Significant Credit Limit
Take advantage of credit available from $5,000 up to $40,000.
Life/Disability Coverage
Protect the people and property you love by leveraging our life and disability coverage.
Extra Card Security
Embedded EMV Chip safeguards your personal and financial data.
Visa Platinum Credit Card
Credit Card Payment Options
Signature Loans
*APR = Annual Percentage Rate. Offer available for new cardholders only. 0% Introductory APR on each qualifying balance transfer until June 30, 2027, billing period. Qualifying new purchases will be 0% APR for the first six months. Balance transfers and new purchases must be made by 6/30/2026 to qualify for the introductory APR rate. After introductory period, variable rate APR for unpaid balance and subsequent purchases and for cash advances and balance transfers will range from 13.49% to 18.00% depending on creditworthiness. Rates current as of May 1, 2026, and subject to change. Cannot be combined with any other offer. Other conditions may apply. Cash advances, credit card checks, and balance transfers do not earn reward points. After the promotional period, the APR will vary with the market based on the Prime Rate. The credit union reserves the right to change or end promotion at any time. To qualify for benefits of rental car insurance, the rented vehicle must have the charge from provider billed to a Power Financial Credit Union Visa® Credit Card. For terms and restrictions for Visa® benefits, please see full details in the Visa® Benefits Information supplied with your credit cards documents. Please note that existing Power Financial Credit Union credit card holders are not eligible to apply for an additional Power Financial Credit Union credit card.