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Visa® Signature Credit Card

Rewards and much more. It's one perk piled on top of another.

There's no extra hype needed here. The Power Financial Credit Union Visa® Signature Credit Card sells itself with a lengthy list of benefits and member perks. Low interest rate? It's 0% for six months. Rewards program? One of the best out there, and you can even get cash back. Insurance protection? There's coverage for your phone and car. Is that all? No, not by a long shot.

  • Credit lines available from $5,000 to $40,000
  • 0% introductory APR* on purchases made within the first 6 months, from first qualifying transaction
  • Earn 1.25 points for every dollar spent for all categories
  • Redeem points for merchandise, travel services, gift cards, or cash
  • No blackout dates for travel ticket redemption
  • No annual fee
  • Embedded EMV Chip safeguards your personal and financial data
  • Feel safer with Visa® 24/7 fraud protection and Zero Liability coverage
  • Free cell phone protection insurance
  • Free travel cancellation insurance
  • Free auto collision and theft insurance
  • 1.99% introductory APR* on balance transfers for 12 months from transfer date
  • Power Financial Credit Union Life/Disability available

Page Disclaimers

*APR = Annual Percentage Rate. Offer available for new cardholders only. 0% Introductory APR on purchases for 6 months. After introductory period, variable rate APR for unpaid balance and subsequent purchases and for cash advances and balance transfers will range from 11.49% to 18.00% depending on creditworthiness. Rates current as of February 23, 2020 and subject to change. Balance Transfer Fee / Cash Advance Fee $10.00 or 4.00% of the amount of each balance transfer or cash advance, whichever is greater. Eligibility for the lowest rate is based on credit worthiness, ability to repay, credit score, and term of loan. Cannot be combined with any other offer. Other conditions may apply. Cash advances, credit card checks, and balance transfers do not earn reward points. Promotional rate on transfers and purchases. After the promotional period, the APR will vary with the market based on the Prime Rate.

To qualify for benefits of cell phone insurance, cell service provider bill must be billed to a Power Financial Credit Union Visa® Signature Credit Card. The deductible for coverage is $50. Reimbursement for phone replacement or repair may not exceed $250.00 per occurrence with a maximum benefit of $500 per year.

To qualify for benefits of rental car insurance, the rented vehicle must have the charge from provider billed to a Power Financial Credit Union Visa® Credit Card.

For terms and restrictions for Visa® benefits, please see full details in the Visa® Benefits Information supplied with your credit cards documents.

Power Financial Credit Union serves members across South Florida with 8 full-service branches and offers convenient account access from anywhere using its secure Online Banking and highly-rated Mobile App.