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Are you looking to level up your finances in 2025? Whether you're dreaming of a debt-free future or building your first emergency fund, now's the perfect time to set your 2025 financial goals.
Let's kick off the new year with some smart financial moves that'll set you up for success.
How much money do you have put aside? Experts agree that you should have enough saved to cover living expenses for between three and six months, but we think this target should vary based on your unique situation.
Setting an achievable monthly savings goal is a smart financial planning step for 2025 that will get you closer to financial stability.
Start saving with one of our savings accounts. You’ll benefit from no monthly fees and competitive rates. Plus, you can easily set up automated transfers to save a portion of your earnings as soon as they’re deposited into your account.
We recommend developing an investment strategy adapted to your unique risk tolerance as well as your short-term and long-term financial goals, whether it’s saving for retirement, buying your first home, or financing a trip.
If you’re not sure where to start, our Power Investment Services experts are here to guide you and recommend the right investment products.
As the year comes to an end, now is a great time to review your credit report and look for ways to improve your score:
As an adult, you can leverage these resources to be more proactive about evaluating your financial needs and researching banking products.
Make 2025 the year your children and teens master key financial concepts. Thanks to our partnership with Greenlight, we’re able to offer this tool for free to our members. Benefits include access for your entire family to financial literacy games, a free debit card for teens, simple money transfers, and more.
Imagine banking, saving, borrowing, and investing with a financial institution that always puts you first while saving on banking fees.
Thanks to a not-for-profit model, credit unions are able to offer low fees and other perks, such as competitive APRs on loans or great rates on savings products. You’ll also have access to a wide selection of banking products for all your short-term and long-term needs. Plus, you'll benefit from expert advice from credit union representatives who have your best interests at heart.
With expert guidance, competitive rates, and tools for the whole family, we're here to help you build lasting financial success in 2025.
Discover our personalized banking solutions and superior member experiences by visiting one of our branches or filling out an online application to join the PFCU family.
Are you looking to level up your finances in 2025? Whether you're dreaming of a debt-free future or building your first emergency fund, now's the perfect time to set your 2025 financial goals.
Let's kick off the new year with some smart financial moves that'll set you up for success.
Save More
How much money do you have put aside? Experts agree that you should have enough saved to cover living expenses for between three and six months, but we think this target should vary based on your unique situation.Setting an achievable monthly savings goal is a smart financial planning step for 2025 that will get you closer to financial stability.
Start saving with one of our savings accounts. You’ll benefit from no monthly fees and competitive rates. Plus, you can easily set up automated transfers to save a portion of your earnings as soon as they’re deposited into your account.
Look Into Investing
Don’t let investing intimidate you. With the right portfolio in place, you can start building a nest egg for the future, finance major milestones, and do more with your money.We recommend developing an investment strategy adapted to your unique risk tolerance as well as your short-term and long-term financial goals, whether it’s saving for retirement, buying your first home, or financing a trip.
If you’re not sure where to start, our Power Investment Services experts are here to guide you and recommend the right investment products.
Get Your Credit Score in Shape
As the year comes to an end, now is a great time to review your credit report and look for ways to improve your score:- Go over your credit report carefully and dispute any mistakes.
- Pay off any outstanding debts. Look into credit cards with balance transfer offers to consolidate debt and save on interest.
- Do you have a relative with a good credit score? Ask if you can be added as an authorized user on their longest-standing account.
- Diversifying your credit mix can boost your credit score as long as you’re careful with opening new accounts.
Better Financial Literacy for the Whole Family
At PFCU, we treat each and every member like they’re a part of our family. Our mission is to set you on the path to financial success and support you every step of the way, which is why we offer great financial literacy resources.As an adult, you can leverage these resources to be more proactive about evaluating your financial needs and researching banking products.
Make 2025 the year your children and teens master key financial concepts. Thanks to our partnership with Greenlight, we’re able to offer this tool for free to our members. Benefits include access for your entire family to financial literacy games, a free debit card for teens, simple money transfers, and more.
Switch to a Credit Union
Imagine banking, saving, borrowing, and investing with a financial institution that always puts you first while saving on banking fees.Thanks to a not-for-profit model, credit unions are able to offer low fees and other perks, such as competitive APRs on loans or great rates on savings products. You’ll also have access to a wide selection of banking products for all your short-term and long-term needs. Plus, you'll benefit from expert advice from credit union representatives who have your best interests at heart.
Achieve Your Financial Goals With PFCU in 2025
With expert guidance, competitive rates, and tools for the whole family, we're here to help you build lasting financial success in 2025.Discover our personalized banking solutions and superior member experiences by visiting one of our branches or filling out an online application to join the PFCU family.