*APR = Annual Percentage Rate. Eligibility for the lowest rate which is stated above is based on credit worthiness, year of vehicle, ability to repay, credit score, down payment, term of loan and year of vehicle. Loans must currently be with another financial institution. Minimum loan amount of $7,500 to qualify for the lowest advertised rate of 2.12% APR. Example: With a 66-month, $20,000 auto loan at 2.99% APR, you would make 66 monthly payment of $329.03. A fee of $350 will be charged when an existing Power Financial Credit Union auto loan is being refinanced. Interest rates include a .25% discount for automatic payment from your PFCU account and a .25% discount for previous PFCU borrowers. Cannot be combined with any other offer. Other conditions may apply. Rates are subject to change at any time.