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70th Anniversary

We are proud to celebrate 70 years of serving South Florida.

We're Celebrating You, Our Members

July 2021, marks the 70th anniversary of Power Financial Credit Union (PFCU). In 1951, PFCU began as the credit union for the employees of Florida Power & Light and their families.

From humble beginnings 70 years ago, PFCU has flourished into a modern, full-service financial institution with nearly a billion dollars in assets, serving almost 35,000 members and growing in 13 counties across Florida.

We are driven by our purpose to help guide our members to better financial lives today and for generations to come. It has been our unwavering commitment to our members, through good times and bad, that has allowed us to thrive. It is that same commitment that will allow us to flourish for many years to come.

We wouldn't be the award-winning credit union that we are without our members. We thank you for your confidence in us and your support over the last seven decades. From the birth of a child to retirement, we are honored and humbled that you would select us as your financial partner through each life-changing event. We look forward to serving you in the future and continuing to provide you with personalized banking solutions that help turn your financial dreams into realities.

Our 70th year presents many exciting opportunities for us to strengthen our ability to serve you. We will continue to improve our products and services with value-added member experience as the main focus. We will enhance our Financial Empowerment program by including videos, quick reference guides and other tools to help you improve your financial wellness. We will also further upgrade our Online Banking and 4.8 star rated Mobile App to provide you with an even more seamless, secure and convenient banking experience.

Thank you again for being a valued member of the PFCU family and for celebrating this significant milestone with us.

July 1951

Established as FPL Employees' Federal Credit Union


Headquarters moved to Hialeah, FL

July 1991

Grand opening of first branch office of FPL Employee's Federal Credit Union in Juno Beach

August 2000

FPL Employees' Federal Credit Union rebrands to Power 1 Credit Union and becomes State Chartered

July 2003

Headquarters moved from Hialeah to Pembroke Pines, FL

October 2006

Pan Am Horizons Federal Credit Union merger

October 2006

Power 1 Credit Union rebrands to Power Financial Credit Union

September 2014

Named one of Credit Union Journal's "Best Credit Unions to Work for" for the first of first of five times

July 2016

Submitted entry into Guinness World Record for largest marble cake in celebration of 65th anniversary

October 2016

Ryder Credit Union merger


Ranked as Florida's Top Performing Credit Union by S&P Global Market Intelligence

April 2018

Named "Nonprofit/Institutional Business of the Year" by the South Florida Business Journal

April 2019

Named a "Top Workplace" by the Sun Sentinel for the 5th consecutive year

December 2019

TransCapital Bank merger

November 2020

Launched redesigned

July 2021

Turning 70 years old on July 25, 2021

Limited-Time 70th Anniversary Specials

To commemorate our anniversary, we are offering a number of specials to our valued members. Whether you're considering purchasing or refinancing a home, upgrading your vehicle, or looking to share the gift of a more personalized banking experience – we'll help you reach your goals faster with cash rewards, great rates and superior service. Don’t wait! These won't last forever. These offers expire December 31, 2021. 

Mortgage: Get $700 Cash Back1

Unlock even more savings. When you finance your mortgage or refinance a non-PFCU loan with us we'll give you $700 cash after closing. We'll also pay all eligible closing costs up to 2% of the loan amount.2

Mention promo code GET700 when you apply. 

Apply Now

Auto Loan: Get $70 Cash Back3

To thank our valued members for their loyalty, we have lowered our new and used auto rates. We will also give you $70 cash back when you get an auto loan or refinance a non-PFCU loan with us.  

Mention promo code GET70 when you apply. 

Apply Now

Certificate of Deposit: 39 month CD/ 0.70%4

To commemorate our upcoming 70th, we are offering a certificate of deposit (CD) special to our valued members. Don't miss out on the opportunity to reach your savings goals faster.
Open an Account 

Refer a Friend: $70 for You. $70 for Them.5

If you are happy and you know it tell a friend. When you Refer a Friend, Family or Neighbor we will reward you both with $70 cash! There is no limit to how many people you can refer.
Refer a Friend

Celebrate and get rewarded with our anniversary specials! 

Branch Celebrations

On Thursday, July 22, 2021 make sure to stop by any of our branch locations to take part in our 70th Anniversary Member Appreciation Celebrations. We will have refreshments, sweet treats and all kinds of giveaways for our valued members. We can’t wait to see you!

Make sure to check out our Facebook, Instagram and Twitter pages for more updates and follow the hashtag #70YearsGuidingFamilies.

Nearly $50k Awarded to Seven Charities

In support of our long history of giving back to the community, we will be making seven donations of $7,070 to seven South Florida charities. We have been fortunate to earn the trust and support of our members and the entire South Florida community, and we wanted to show our appreciation as we celebrate this significant milestone by donating to some worthy causes doing amazing work in our community.  

The seven charities include:

1Cash Back Bonus Offer is for $700. Offer subject to terms and conditions. Offer period is from July 1, 2021 through December 31, 2021. The cash back bonus offer is only available if you’re applying for a new mortgage or are switching your mortgage to Power Financial Credit Union. In-house refinances on existing Power Financial Credit Union mortgage loans are not eligible for this cash back bonus offer. Mortgage Application must be submitted during the offer period and must close by 02/28/2022. Mortgage loans are subject to underwriting guidelines and approval. Offer available for first lien, owner occupied residential mortgages closed by Power Financial Credit Union. Offer is limited to stated amount and may not be transferred to another borrower. Limited to one Cash Back Bonus offer per member. Cash back bonus amount will be deposited into your Power Financial Credit Union savings account established under the same member number as your loan after the first loan payment is received. Loans that are paid off within 30 days of opening will not qualify. Additional terms and conditions may apply. Cash Back Bonus may be taxable as interest income and reported on IRS Form 1099-INT. Offer is subject to change without notice. Membership eligibility is required.
2Power Financial Credit Union will pay for all eligible closing costs, excluding rate buy downs/points and prepaid items, up to a maximum of 2% of the loan amount. This is a limited-time promotion. All purchase and refinance fixed rate mortgages secured by a primary residence are eligible. Investment properties or second homes do not qualify. Subject to a three year recapture fee. If the loan is paid off earlier than 36 months (3 years), the lender credit will be added to the payoff.
3Cash back offer is for $70.00. Limit one cash back offer per loan. Offer period is from July 1, 2021 through December 31, 2021. A fully completed loan application during the offer period is required. Applicant(s) must meet all credit union guidelines and be able to verify income and/or employment before final approval. $70.00 cash back amount will be deposited into your Power Financial Credit Union savings account established under the same member number as your loan after the first loan payment is received. Loans that are paid off within 30 days of opening will not qualify. In-house refinances on existing Power Financial Credit Union loans are not eligible for this cash back offer. Membership eligibility is required.
4Annual Percentage Yield (APY) is effective as of 3/29/2021 and is subject to change at any time and without notice. CD is automatically renewed for 36 month term. Minimum deposit is $2,500. Early withdrawal penalties may be imposed and the fee could reduce interest and principle for CDs. This is a limited-time promotion. This offer may be withdrawn at any time without prior notification. 
5Referral promotion ends December 31st of current year. Prizes will be awarded upon account meeting qualification criteria. New accounts require opening a checking account with direct deposit or a minimum initial deposit of $500, or refinance an existing loan from another financial institution. Checking account must remain open for 90 days. Referred member must open a new Power Financial Credit Union share account as the primary owner and can't have any existing or prior Power Financial Credit Union account. Referring member must be a current Power Financial Credit Union member. Power Financial Credit Union employees aren’t eligible. Subject to membership eligibility— Power Financial Credit Union’s membership consists of those who: live, work or go to school in Broward, Charlotte, Collier, Lee, Martin, Miami-Dade, Monroe, Palm Beach County, Hillsborough, Manatee, Pinellas, Sarasota or St. Lucie counties; employees of FPL/NextEra; employees of Ryder System; members and employees of Bonefish & Tarpon Trust; and immediate family of all current members. Must be 18 or older. Referral card must be presented when the account is opened, and must contain the current member’s name, address and phone number. Restrictions apply – please visit or call Power Financial Credit Union for complete details. Cannot be combined with other offers. A 1099 may be issued for the value of the gift on your behalf as income.