*Referral promotion ends December 31st of current year. Prizes will be awarded upon account meeting qualification criteria. New accounts require opening a checking account with direct deposit or a minimum initial deposit of $500, or refinance an existing loan from another financial institution. Checking account must remain open for 90 days. Referred member must open a new Power Financial Credit Union share account as the primary owner and can't have any existing or prior Power Financial Credit Union account. Referring member must be a current Power Financial Credit Union member. Power Financial Credit Union employees aren’t eligible. Subject to membership eligibility— Power Financial Credit Union’s membership consists of those who: live, work or go to school in Broward, Charlotte, Collier, Lee, Martin, Miami-Dade, Monroe, Palm Beach County, Hillsborough, Manatee, Pinellas, Sarasota or St. Lucie counties; employees of FPL/NextEra; employees of Ryder System; members and employees of Bonefish & Tarpon Trust; and immediate family of all current members. Must be 18 or older. Referral card must be presented when the account is opened, and must contain the current member’s name, address and phone number. Restrictions apply – please visit or call Power Financial Credit Union for complete details. Cannot be combined with other offers. A 1099 may be issued for the value of the gift on your behalf as income.