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Hybrid Home Equity Line of Credit (HELOC)

Go ahead, think big. It's time to start making good things happen.

This is the turning point. This is the moment you go from dreaming to doing. This is when you make your house bigger, your life better or your kids smarter by sending them off to college. With a Hybrid Home Equity Line of Credit, you can afford to do all the things your family deserves. And you can do them on your own schedule with a line of credit that gives you 10 years of low-cost borrowing power.

  • Funds for home remodeling, major purchases, tuition costs, family vacations and any other use
  • Access credit lines of $10,000 and more
  • Borrow up to 80% of your home's equity, which is market value minus outstanding mortgage balances
  • Fixed rate for the first 3, 4, or 5 years that switches to a variable rate
  • Easy access to funds through special checks or through Online or Mobile Banking
  • When you make your monthly payments, the funds become available again without submitting another application and paying fees again
  • Power Financial Credit Union may cover up to $1,000 in closing costs*
  • Interest payments could be tax-deductible**

Page Disclaimers

*Credit Union pays up to $1000 toward closing costs on new lines and refinances regardless of lien position. Member will reimburse the Credit Union if loan is closed within 48 months.

**Consult your tax advisor.

Power Financial Credit Union serves members across South Florida with 8 full-service branches and offers convenient account access from anywhere using its secure Online Banking and highly-rated Mobile App.