*APR = Annual Percentage Rate. Eligibility for the lowest rate on boat loans is based on credit worthiness, ability to repay, credit score, down payment and term of loan. Up to 15 years on fixed rate loans. Terms vary depending on loan amount. Minimum loan amount for fixed rate is $7,501 to qualify for the lowest advertised rate of 3.74% APR. Example: With a 66-month, $20,000 boat loan at 4.24% APR, you would make 66 monthly payments of $340.27. Members with existing Power Financial Credit Union boat loans will pay $350 when rate is being lowered. Interest rates include a .25% discount for automatic payment from your Power Financial Credit Union account and a .25% discount for previous PFCU borrowers. Other conditions may apply. Rates are subject to change at any time.