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RV Loans

America the beautiful? It’s waiting right around the next bend.

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Looking for quality time with your family? Pack up your new camper or motorhome and say, “C’mon, let’s go!” Explore fifty states, hundreds of awesome parks, and thousands of miles of scenic roads. Or just live your life how you want, off the beaten path.

At Power Financial Credit Union, our RV loans make road trips more affordable with low rates and flexible terms. Getting to your destination is more than half the fun when you're on top of your payments!

Benefits of Power Financial Credit Union RV Loans

Up to 100% Financing

Buy the new or used recreational vehicle you need to live your life the way you want.

Competitive RV Rates

Take advantage of our great interest rates so you can pay off your loan faster.

Flexible Repayment Plans

Choose a term that best fits your budget so you can easily afford your RV payment.

Refinancing Options

Save money and enjoy better service when you switch your RV loan from another lender.

RV Loan Rates

Power Financial Credit Union RV loan rates are lower because we're a not-for-profit credit union. That means we can pass our revenue back to members through great rates and fewer fees!

 

New/Used RV & Motor Home Fixed Rates

Term APR1 (Rates as low as)
up to 36 months 5.99%
37-60 months 6.24%
61-72 months 6.49%
73-84 months 6.74%
85-96 months 6.99%
97-120 months 7.24%
121-180 months 7.49%
 

New/Used RV & Motor Home Variable Rates

Term APR1 (Rates as low as)
20 year/ 240 Term Amortization 6.50%
 
Apply Now

 
 

Calculate Your RV Loan Payment

Use our Auto Loan Calculator to find out your possible monthly payment when you get an RV loan.

"Great customer service. They are always willing to help me in times of need. They offer a large number of loan options, their mobile app is awesome and allows me to log in with my fingerprint, and they have three new branch locations for easy access."

– Emily V., Pembroke Pines, Florida



Applying for a Power Financial Credit RV Loan Is Simple!

Step 1

Apply

You can apply online, in-branch or by speaking with one of our trusted advisors.
Step 2

Get Pre-Approved

We'll review your RV loan application and, if approved, offer you a loan amount and rate for your preferred term.
Step 3

Find Your RV!

With financing ready, you can negotiate at the dealership. We'll close the loan once you find the right vehicle.
Get Started

FAQs About RV Loans

Accordion Section

You can use our RV loan to buy a new or used:
 
  • Travel Trailers towed by other vehicles
  • Fifth Wheelers
  • Lightweight Trailers
  • Toy Haulers
  • Expandable Trailers
  • Class A Motorhomes
  • Class B Camper Vans
  • Class C Motorhomes
Yes, Power Financial Credit Union also offers a wide range of loans for:
 
And of course regular auto loans for cars, SUVs, trucks, and more. We can help finance your future adventures no matter how you want to ride!
Yes, we welcome RV loan refinancing because we want you to save as much money as possible. Here's what you need to do:
 
  • Get pre-approved for a Power Financial Credit Union RV loan and compare the rate we offer you with the rate you're currently paying—and see how much you can save on interest.
  • Choose a new loan term to get the payment you want and sign the new loan contract.
  • We'll give you the funds to pay off your old RV loan and then you start making payments on your new loan.
Power Financial Credit Union offers competitive Recreational Loan Rates based on your credit score and overall financial situation. The better your credit, the lower your rate.

Other factors that affect your annual percentage rate (APR) include:
 
  • The loan term you choose (shorter terms get lower rates)
  • Whether your RV is new or pre-owned (newer vehicles get lower rates)
  • Your loan-to-value (LTV) ratio (lower LTVs get lower rates)
Getting RV loan pre-approval helps you negotiate a good deal. Here's why:
 
  • The seller will take you seriously as a buyer.
  • You won't have to watch out for hidden fees that sometimes get rolled into the sticker price when you get an RV loan through the dealership.
  • You can find out exactly what car payment you can afford in advance, so you buy a vehicle within your budget and can comfortably afford your loan.
Any member of Power Financial Credit Union is welcome to apply for an RV loan.

Our membership consists of those who: live, work or go to school in Broward, Charlotte, Collier, Lee, Martin, Miami-Dade, Monroe, Palm Beach County, Hillsborough, Manatee, Pinellas, Sarasota or St. Lucie counties.

Immediate family of all current members are also eligible to join.

We are also proud to offer membership to our Select Employee Groups. Employees of Ryder System, Inc., FPL/NextEra Energy as well as members and employees of Bonefish & Tarpon Trust—no matter where they are located—are always welcome to enjoy membership benefits with us.

Resources for a Better RV Buying Experience

Which Recreational Vehicle is Right for You?

Our quick guide is here to help you decide on the best recreational vehicle for your lifestyle and needs.
Learn More

Recreational Loan Types and Benefits

Get a full list of vehicle types you can buy with a recreational loan and find out the steps to follow during the loan process
Learn more

Improve Your Credit Before Pre-Approval

Your credit score will impact whether your RV loan is approved, plus the rate you get. Find out how to get great results!
Learn More

Page Disclaimers

1Eligibility for the lowest rate which is stated above is based on credit worthiness, ability to repay, credit score, down payment, term of loan, loan to value (LTV) and year of vehicle. Rates are subject to change at any time. Interest rates include a .25% discount for automatic payment from your Power Financial Credit Union account and a .25% discount for previous Power Financial Credit Union borrowers. Other conditions may apply.