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Get the most from your money with a credit union that puts you first, and come visit our newest branch in Plantation, FL!

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At Power Financial Credit Union (PFCU), we focus on serving the best interests of our members instead of outside shareholders. This member-first mentality allows us to offer favorable rates, personalized services, and a commitment to your financial success. Join PFCU today and experience the difference of banking with a partner who truly has your best interests at heart!

Power Financial Credit Union Membership Benefits

Personalized Service

Get the personalized attention and financial advice you deserve from our dedicated team.

No Overdraft Fees

Thanks to our no overdraft fee policy, keep more of your hard-earned money in your wallet.

Exclusive Perks

Experience exclusive member perks, including discounts on financial services, products, and special offers.

Welcome Gift

New members can get a $199 bonus when they open a new checking account*

How to Apply for Membership

Step 1

Confirm Eligibility

Take a few seconds to review our eligibility page to confirm you can join.

Step 2

Apply Online

It takes ten short minutes to fill out an online application. You can also apply at a branch.

Step 3

Welcome Aboard!

Familiarize yourself with all the perks and benefits we have to offer. We’re happy you joined us!

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Why Choose Power Financial Credit Union

Becoming a PFCU member means joining a community that values your financial well-being. We offer many personalized products tailored to meet your unique banking needs.

Our highly-trained staff takes the time to understand your financial situation and goals. They go the extra mile to build relationships and provide the highest level of service.

Our members enjoy the following perks and benefits:

Access to lower loan rates
Higher interest on savings accounts
Compounding dividends
Lower fees compared to traditional banks
Financial education and advice
Community-focused services and support
Easy access to a nationwide network of ATMs and branches

Join PFCU today to take the first step towards financial empowerment and success.

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“I love the Juno Beach branch of Power Financial. You walk in and you get a feeling of being at home. Everybody is so welcoming, friendly, warm, and knowledgeable, you can't help but love them all! I would most definitely recommend the Juno Beach branch of Power Financial Credit Union to do your banking.”

– Nancy F., Juno Beach, FL

FAQs About Power Financial Credit Union Membership

Credit unions offer competitive interest rates, low or no minimum opening deposits, and fewer (or no) service charges. Additionally, they’re not-for-profit. This means they return profits to their members through lower fees and better interest rates. Credit union members gain access to many financial products, including checking accounts, savings accounts, loans, and investment options.

Credit unions are not-for-profit, member-owned, and democratically operated. Members can vote on how the credit union runs. As not-for-profit organizations, credit unions focus on providing products and services that benefit their members. In contrast, banks are for-profit entities that focus primarily on making profits for their shareholders.

The National Credit Union Administration (NCUA) is a federal agency that insures deposits at credit unions up to $250,000 per account, in the same way the FDIC insures deposits at banks. You’ll have peace of mind and protection in the unlikely event of a credit union failure. The NCUA's insurance is one of the reasons why joining a credit union is a safe and secure financial decision.

A credit union share is unique and represents your partial ownership in the credit union. This share makes you a credit union member, allows you to vote in elections, and entitles you to the services and benefits the credit union provides.

Join Us and Experience Award-Winning Service

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Discover Financial Resources and More

Personal Accounts

Explore our variety of personal accounts tailored to your individual goals and everyday financial needs.

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Business Accounts

Elevate your business with accounts designed for growth, support, and financial efficiency.

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Refer a Friend or Family

Invite friends or family to join PFCU and receive a $100 bonus deposited into your account.

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*Promotion can end at any time. Must use promo code “JT” when opening membership to qualify for the promotion. Prizes will be awarded upon account meeting qualification criteria. New accounts require opening a checking account with a minimum direct deposit or initial deposit of $500, which must remain in the account for at least 90 days. Checking account must remain open for 90 days. Membership required; $5 membership deposit. Power Financial Credit Union’s membership consists of those who: live or work in Broward, Charlotte, Collier, Lee, Martin, Miami-Dade, Monroe, Palm Beach County, Hillsborough, Manatee, Pinellas, Sarasota or St. Lucie counties; employees of FPL/NextEra and Ryder System, Inc.; members and employees of Bonefish & Tarpon Trust; and immediate family of all current members. Restrictions apply. Cannot be combined with other offers. Incentives will be deposited to member’s Power Financial Credit Union Account no later than 120 days after account opening. A 1099 may be issued for the value of the incentive on your behalf as income.

APY= Annual Percentage Yield. Checking Account Rates are current as of 02/01/2024 and subject to change. $20 minimum opening balance required. Annual Percentage Yield is 0.00%. Rates and terms subject to change without notice. Fees may reduce earnings.

APY= Annual Percentage Yield. Savings Account Rates are current as of 02/01/2024 and subject to change. $20 minimum opening balance required. Annual Percentage Yield of 0.05% is paid on Savings balances from $100-$9,999.99, 0.15% APY paid on balances from $10,000 to $49,999.99, 0.20% APY paid on balances from $50,000 to $99,999.99, 0.25% APY paid on balances greater than $100,000. Minimum balance of $100 to earn stated APY. Rates and terms subject to change without notice. Fees may reduce earnings.

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Power Financial Credit Union Membership Benefits