Chairman's Message

Dear Fellow Members,

As we look back on 2025 and look ahead to our 75th Anniversary in 2026, I am reminded of what makes PFCU special. Since 1951, we’ve been rooted in a simple belief: when we put our members first, great things follow. This guiding principle informs every decision we make.

This past year was one of tremendous growth, recognition, and impact—all made possible by your trust and support. For the third consecutive year, we were named Best Credit Union in Miami-Dade by the Miami Herald, a distinction that reflects our unwavering commitment to exceptional service. We were also selected as one of America’s Best Regional Banks and Credit Unions by Newsweek. Out of a field of 8,800 financial institutions, we were recognized as one of the best in the country. These accolades underscore what our 75-year history has shown repeatedly: that strong values, dedicated employees, and loyal members create something extraordinary.

Our financial performance in 2025 remained exceptionally strong, reinforcing our long-standing stability and giving you confidence that your money is safe, secure, and well-managed. We continue to operate from a position of strength—well-capitalized, well-run, and focused on sustainable growth that benefits every member.

We also enhanced our presence in South Florida by opening a state-of-the-art branch in Plantation. This investment reflects our ongoing commitment to ensuring convenient access and an outstanding banking experience.

Equally important to our mission is the way we lift up our community. This year, our charitable efforts reached new heights:

• We strengthened our partnership with Big Brothers Big Sisters of Miami, which includes many employees serving as “Bigs” to mentor local youth. 
• We proudly supported the Jason Taylor Foundation, sponsoring their back-to-school shopping event and reading room program for children in need. 
• We made a donation to support World Central Kitchen’s relief operations for communities impacted by Hurricane Melissa in Jamaica.
• Through our Power Community Partners initiative—powered by employees who nominate causes they care about, contribute personally, and see their gifts matched by the PFCU—we raised $7,600 for charities including the Ronald McDonald House Charities of S. Florida, St. Jude Children’s Research Hospital, Homestead Soup Kitchen, Bella’s Angels, Cats Exclusive of Margate, Leukemia and Lymphoma Society, David Posnack Jewish Community Center, and Adopt a Family. 
• Beyond donations, our employees volunteered hundreds of hours, from mentoring kids to packing meals with Feeding South Florida. 

Community service has been part of our identity for 75 years, and it remains a defining strength.

Looking Ahead: Our 75th Anniversary in 2026

As we look to our milestone anniversary year, we’re preparing to deliver even more value: 

• We will expand our Business Banking products and services, including adding dedicated small business banking specialists to better support local entrepreneurs. 
• We are excited to be opening a new branch in Port St. Lucie, extending our reach and making it easier for members across the region to bank with us. 
• Throughout the year, we will celebrate our 75th with special promotions and events to thank you for being part of our journey.

On behalf of the Board of Directors, thank you for your loyalty, trust, and belief in PFCU. Our past 75 years have been extraordinary—and with you by our side, the future will be even brighter.

Warm regards,

GEORGE SKILLAS
Chairman - Board of Directors