These checks are being used in various schemes such as secret shopper programs, compensation for the placement of advertising on the check recipient’s car, etc.
In several reported cases, the check arrives without anyone notifying the recipient. The check recipient then receives an email with the instructions to follow in order to receive the proceeds from the check. Some of these schemes even involve using package delivery services such as USPS Priority Mail complete with tracking numbers when receiving the checks.
Unless you have specifically requested a cashier’s check from us, or have received a cashier’s check at one of our branch locations, do not attempt to negotiate these checks. For more information about how to protect yourself from check scams, please visit the FTC website.