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We have partnered with Zelle® to bring you a fast and easy way to send and receive money with friends, family and people you know. With Zelle®, you can send money directly from your account to enrolled recipients in minutes, all from the convenience of online banking or our mobile app.
That's it! You're ready to start sending and receiving money with Zelle®.
You can send, receive, or request money with Zelle®. To get started, log into the Power Financial Credit Union app or online banking. Click "More", then "Send Money with Zelle®."
To send money using Zelle®, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile number), add the amount you’d like to send and an optional note, review, then hit “Send.” The recipient will receive an email or text message notification via the method they used to enroll with Zelle®. Money is available to your recipient in minutes if they are already enrolled with Zelle®.
To request money using Zelle®, choose “Request,” enter their enrolled email address, U.S. mobile number or Zelle® tag, confirm the recipient is correct and tap “Request.”
To receive money, just share your enrolled email address or U.S. mobile number with a friend and ask them to send you money with Zelle®. If you have already enrolled with Zelle®, you do not need to take any further action. The money will be sent directly into your Power Financial Credit Union account, typically within minutes.
If someone sent you money with Zelle® and you have not yet enrolled with Zelle®, follow these steps:
Keeping your money and information secure is a top priority for Power Financial Credit Union. When you use Zelle® within our mobile app or online banking, your information is protected with the same technology we use to keep your Power Financial Credit Union account safe.
Zelle® is a great way to send money to family, friends, and people you are familiar with such as your personal trainer, babysitter, or neighbor.1
Since money is sent directly from your Power Financial Credit Union account to another person's bank account within minutes1, Zelle® should only be used to send money to friends, family, or others you trust.If you don't know the person or aren't sure you will get what you paid for (for example: items bought from an online bidding or sales site), you should not use Zelle®. These transactions are potentially high risk (just like sending cash to a person you don't know is high risk).
Some small businesses are able to receive payments with Zelle®. Ask your favorite small business if they accept payments with Zelle®. If they do, you can pay them directly from the Power Financial Credit Union app or online banking using just their enrolled email address, U.S. mobile number or Zelle® tag.
Neither Power Financial Credit Union nor Zelle® offers purchase protection for payments made with Zelle® – for example, if you do not receive the item you paid for or the item is not as described or as you expected. Only send money to people and small businesses you trust and always ensure you've used the correct email address or U.S. mobile number when sending money.
Please contact our member solutions team at 800-548-5465. Qualifying imposter scams may be eligible for reimbursement.
In order to use Zelle®, the sender and recipient's bank accounts must be based in the U.S.
No, Zelle® payments cannot be reversed.
You can only cancel a payment if the person you sent money to hasn’t yet enrolled with Zelle®. To check whether the payment is still pending because the recipient hasn’t yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select “Cancel This Payment.” If you do not see this option available, please contact our member solutions center at 800-548-5465 for assistance with canceling the pending payment.
If the person you sent money to has already enrolled with Zelle® through their bank or credit union’s mobile app or online banking, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you know and trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.
If you sent money to the wrong person, please immediately call our member solutions center at 800-548-5465 to determine what options are available.
No, Power Financial Credit Union does not charge any fees to use Zelle® in the Power Financial Credit Union app.
Your mobile carrier's messaging and data rates may apply.
The amount of money you can send, as well as the frequency, is set by each participating financial institution. To determine Power Financial Credit Union send limits, call our member solutions center at 800-548-5465.
At Power Financial Credit Union, there are no limits to the amount of money you can receive with Zelle®. However, remember that the person sending you money will most likely have limits set by their own financial institution on the amount of money they can send you.
As of March 31, 2025, all users must be enrolled through one of more than 2,300 banks and credit unions that offer Zelle® in order to send and receive money. The list of participating financial institutions is always growing. You can find the updated list of participating banks and credit unions live with Zelle® at Zelle.com. If their bank or credit union is not listed, we recommend you use another payment method at this time.
Zelle® QR code provides peace of mind knowing you can send and receive money to the right person, without typing an email address or U.S. mobile number.
To locate your Zelle® QR code, log into the Power Financial Credit Union App, click "Send Money with Zelle®." Next, go to your "Zelle® settings" and click "Zelle® QR code" and your QR code will be displayed under "My Code." From here you can view your QR code and use the print or share icons to text, email or print your Zelle® QR code. To receive money, share your Zelle® code.
To send money, log into the Power Financial Credit Union App, click "Send Money with Zelle®", click "Send," then click on the QR code icon displayed at the top of the "Select Recipients" screen. Once you allow access to your camera, simply point your camera at the recipient's Zelle® QR code, enter the amount, hit "Send," and the money is on the way! When sending money to someone new, it's always important to confirm the recipient is correct by reviewing the displayed name before sending money.
